Compare · 3 funds side by side · dividends reinvested

HAPI, VTI and IVV

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$18,159IVV · best of the three

02 / 04

HAPI, VTI and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.0

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · VTI 2001 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P 500 ETF · $875B$17,545

IVV

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

$10,000 five years ago, dividends reinvested · they hold 50.7% in common

IVVMeasureHAPI

+11.3%Year to dateJan 1 → Nov 9+10.6%

+13.6%1 yearTotal return+13.6%

+22.0%3 years · per year$10,000 became $18,159 · $18,105+21.9%

+11.9%5 years · per year$10,000 became $17,545 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.11%Trailing 12-mo yield$111 · $78 a year on $10k0.78%

−8.9%Worst dropSmaller is better−8.1%

13.8%VolatilityLower is calmer12.9%

IVVHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2IVV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IVV vs HAPI: Top 5 Holdings

Today

IVV

27.8%in top 5

HAPI

in top 527.5%

IVVStockHAPI

7.9%AAPL6.2%

7.1%NVDA4.7%

6.2%MSFT6.1%

4.0%AMZN6.0%

not top 5META4.4%

2.6%GOOGLnot top 5

Held in common50.7%

End-of-day Nov 9, 2026 · share of each fund

IVV vs HAPI Returns, Every Period

iSharesIVV

+13.6%

past year

HAPIHarbor

+13.6%

past year

IVVHAPIFaded: behind in that period

2–0IVV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IVV vs VTI

YTD

iSharesIVV

+11.3%

VTIVanguard

+11.6%

+11.3%Year to date+11.6%

−8.9%Worst drop · 1Y−8.9%

13.8%Volatility · 1Y13.9%

1.1%Yield1.1%

$875BAssets$689B

1–1level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VTI, IVV

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

IVV0.03%$3

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, VTI, IVV

1.11%highest, IVV

FundTrailing yieldYield$10k

IVV1.11%$111

VTI1.06%$106

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

VTI$106 − $3 = $103

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, VTI, IVV

Today

86.0%most shared, VTI and IVV

HAPIVTIIVV

HAPI—46.1%50.7%

VTI46.1%—86.0%

IVV50.7%86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.9%VTI, at 13.9% volatility

HAPIWorst drop−8.1%12.9% vol

IVVWorst drop−8.9%13.8% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IVVVTI

+11.3%Year to date+11.6%

1.1%Yield1.1%

+13.6%Past year+13.9%

0.03%Fee0.03%

2–0VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026