Compare · 3 funds side by side · dividends reinvested

HAPI, VUG and IWF

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$18,532VUG · best of the three

02 / 04

HAPI, VUG and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M1.4

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.43%+0.5%−0.6%+22.8%+9.9%−15.1%19.0%$233B1.8

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.39%−6.5%−7.6%+19.5%+8.9%−14.6%19.3%$113B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · VUG 2004 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

VUG

Vanguard Morningstar Growth ETF · $233B$16,052

$10,000 five years ago, dividends reinvested · they hold 43.9% in common

HAPIMeasureVUG

+8.2%Year to dateJan 1 → Nov 5+0.5%

+10.5%1 yearTotal return−0.6%

+22.1%3 years · per year$10,000 became $18,219 · $18,532+22.8%

[…]5 years · per year$10,000 became […] · $16,052+9.9%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.80%Trailing 12-mo yield$80 · $43 a year on $10k0.43%

−8.1%Worst dropSmaller is better−15.1%

12.8%VolatilityLower is calmer19.0%

HAPIVUG Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2HAPI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VUG: Top 5 Holdings

Today

HAPI

27.4%in top 5

VUG

in top 545.2%

HAPIStockVUG

4.9%NVDA13.5%

6.1%AAPL12.5%

6.2%MSFT9.7%

5.9%AMZNnot top 5

not top 5GOOGL5.2%

4.4%METAnot top 5

not top 5AVGO4.3%

Held in common43.9%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs VUG Returns, Every Period

HarborHAPI

+10.5%

past year

VUGVanguard

−0.6%

past year

HAPIVUGFaded: behind in that period

2–1HAPI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs VUG

YTD

HarborHAPI

+8.2%

VUGVanguard

+0.5%

+8.2%Year to date+0.5%

−8.1%Worst drop · 1Y−15.1%

12.8%Volatility · 1Y19.0%

0.8%Yield0.4%

$503MAssets$233B

4–0HAPI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VUG, IWF

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, VUG, IWF

0.80%highest, HAPI

FundTrailing yieldYield$10k

HAPI0.80%$80

VUG0.43%$43

IWF0.39%$39

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$45most kept, HAPI

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, VUG, IWF

Today

78.0%most shared, VUG and IWF

HAPIVUGIWF

HAPI—43.9%43.8%

VUG43.9%—78.0%

IWF43.8%78.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.5%HAPI, at 12.8% volatility

HAPIWorst drop−8.1%12.8% vol

VUGWorst drop−15.1%19.0% vol

IWFWorst drop−14.6%19.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

HAPIVUG

+8.2%Year to date+0.5%

0.8%Yield0.4%

+10.5%Past year−0.6%

0.35%Fee0.03%

3–1HAPI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026