Compare · 3 funds side by side · dividends reinvested

HAPI, VUG and IWF

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$18,569VUG · best of the three

02 / 04

HAPI, VUG and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M1.4

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B1.8

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.38%−2.5%−2.2%+19.8%+9.7%−14.6%19.5%$115B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · VUG 2004 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

IWF

iShares Russell 1000 Growth ETF · $115B$15,892

$10,000 five years ago, dividends reinvested · they hold 44.0% in common

HAPIMeasureIWF

+10.6%Year to dateJan 1 → Nov 9−2.5%

+13.6%1 yearTotal return−2.2%

+21.9%3 years · per year$10,000 became $18,105 · $17,207+19.8%

[…]5 years · per year$10,000 became […] · $15,892+9.7%

0.35%Expense ratio$35 · $18 a year on $10k · lower is better0.18%

0.78%Trailing 12-mo yield$78 · $38 a year on $10k0.38%

−8.1%Worst dropSmaller is better−14.6%

12.9%VolatilityLower is calmer19.5%

HAPIIWF Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1HAPI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs IWF: Top 5 Holdings

Today

HAPI

27.5%in top 5

IWF

in top 539.7%

HAPIStockIWF

4.7%NVDA14.3%

6.2%AAPL8.8%

6.1%MSFT6.5%

6.0%AMZNnot top 5

not top 5GOOGL5.5%

not top 5AVGO4.5%

4.4%METAnot top 5

Held in common44.0%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs IWF Returns, Every Period

HarborHAPI

+13.6%

past year

IWFiShares

−2.2%

past year

HAPIIWFFaded: behind in that period

3–0HAPI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

HAPI vs VUG

YTD

HarborHAPI

+10.6%

VUGVanguard

+4.2%

+10.6%Year to date+4.2%

−8.1%Worst drop · 1Y−15.1%

12.9%Volatility · 1Y19.1%

0.8%Yield0.4%

$483MAssets$233B

4–0HAPI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VUG, IWF

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, VUG, IWF

0.78%highest, HAPI

FundTrailing yieldYield$10k

HAPI0.78%$78

VUG0.41%$41

IWF0.38%$38

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$43most kept, HAPI

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, VUG, IWF

Today

78.1%most shared, VUG and IWF

HAPIVUGIWF

HAPI—43.8%44.0%

VUG43.8%—78.1%

IWF44.0%78.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.6%HAPI, at 12.9% volatility

HAPIWorst drop−8.1%12.9% vol

VUGWorst drop−15.1%19.1% vol

IWFWorst drop−14.6%19.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

HAPIVUG

+10.6%Year to date+4.2%

0.8%Yield0.4%

+13.6%Past year+4.7%

0.35%Fee0.03%

3–1HAPI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026