Compare · 4 funds side by side · dividends reinvested

HAPI, VXF, DFAC and VUG

HAPIHarbor×VXFVanguard×DFACDimensional×VUGVanguard×

Story of the four · Growth3Y$10,000 three years agoDividends reinvested · all four on one scale$18,416VUG · best of the four

02 / 04

HAPI, VXF, DFAC and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.4%+13.8%+21.0%+10.6%−8.5%12.9%$85.6B1.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$484M2.3

Vanguard Extended Market ETFUS Stock Styles · Large cap0.05%1.08%+8.4%+8.6%+19.9%+4.4%−11.0%17.9%$30.2B2.6

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · VXF 2001 · DFAC 2005 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $484M[…]

HAPI

DFAC

Dimensional - US Core Equity 2 ETF · $85.6B$16,525

$10,000 five years ago, dividends reinvested · they hold 42.0% in common

HAPIMeasureDFAC

+8.0%Year to dateJan 1 → Nov 6+11.4%

+9.9%1 yearTotal return+13.8%

+21.7%3 years · per year$10,000 became $18,006 · $17,722+21.0%

[…]5 years · per year$10,000 became […] · $16,525+10.6%

0.35%Expense ratio$35 · $21 a year on $10k · lower is better0.21%

0.80%Trailing 12-mo yield$80 · $90 a year on $10k0.90%

−8.1%Worst dropSmaller is better−8.5%

12.7%VolatilityLower is calmer12.9%

HAPIDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4DFAC wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DFAC: Top 5 Holdings

Today

HAPI

27.4%in top 5

DFAC

in top 520.4%

HAPIStockDFAC

6.2%AAPL5.9%

6.2%MSFT5.0%

6.0%AMZN2.7%

4.6%NVDA4.8%

4.4%META1.9%

Held in common42.0%

End-of-day Nov 6, 2026 · share of each fund

HAPI vs DFAC Returns, Every Period

HarborHAPI

+9.9%

past year

DFACDimensional

+13.8%

past year

HAPIDFACFaded: behind in that period

1–2DFAC wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

HAPI vs VXF

YTD

HarborHAPI

+8.0%

VXFVanguard

+8.4%

+8.0%Year to date+8.4%

−8.1%Worst drop · 1Y−11.0%

12.7%Volatility · 1Y17.9%

0.8%Yield1.1%

$484MAssets$30.2B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VXF, DFAC, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

VXF0.05%$5

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, VXF, DFAC, VUG

1.08%highest, VXF

FundTrailing yieldYield$10k

VXF1.08%$108

DFAC0.90%$90

HAPI0.80%$80

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, VXF

VXF$108 − $5 = $103

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, VXF, DFAC, VUG

Today

43.6%most shared, HAPI and VUG

HAPIVXFDFACVUG

HAPI—0.9%42.0%43.6%

VXF0.9%—21.7%2.3%

DFAC42.0%21.7%—35.7%

VUG43.6%2.3%35.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.8%DFAC, at 12.9% volatility

HAPIWorst drop−8.1%12.7% vol

DFACWorst drop−8.5%12.9% vol

VXFWorst drop−11.0%17.9% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VXFDFAC

+8.4%Year to date+11.4%

1.1%Yield0.9%

+8.6%Past year+13.8%

0.05%Fee0.21%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026