Compare · 3 funds side by side · dividends reinvested

HAPI, VXF and DFAC

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$18,105HAPI · best of the three

02 / 04

HAPI, VXF and DFAC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.1%+17.7%+21.2%+11.0%−8.5%13.1%$85.6B1.6

Vanguard Extended Market ETFUS Stock Styles · Large cap0.05%1.04%+12.3%+14.3%+20.4%+4.8%−11.0%18.1%$30.2B2.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · VXF 2001 · DFAC 2005

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Extended Market ETF · $30.2B$12,651

VXF

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

$10,000 five years ago, dividends reinvested · they hold 0.8% in common

VXFMeasureHAPI

+12.3%Year to dateJan 1 → Nov 9+10.6%

+14.3%1 yearTotal return+13.6%

+20.4%3 years · per year$10,000 became $17,436 · $18,105+21.9%

+4.8%5 years · per year$10,000 became $12,651 · […][…]

0.05%Expense ratio$5 · $35 a year on $10k · lower is better0.35%

1.04%Trailing 12-mo yield$104 · $78 a year on $10k0.78%

−11.0%Worst dropSmaller is better−8.1%

18.1%VolatilityLower is calmer12.9%

VXFHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VXF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VXF vs HAPI: Top 5 Holdings

Today

VXF

6.7%in top 5

HAPI

in top 527.5%

VXFStockHAPI

not top 5AAPL6.2%

not top 5MSFT6.1%

not top 5AMZN6.0%

not top 5NVDA4.7%

not top 5META4.4%

2.5%SPCXnot top 5

1.4%SNOWnot top 5

1.4%NETnot top 5

0.7%NTRAnot top 5

0.7%MSTRnot top 5

Held in common0.8%

End-of-day Nov 9, 2026 · share of each fund

VXF vs HAPI Returns, Every Period

VanguardVXF

+14.3%

past year

HAPIHarbor

+13.6%

past year

VXFHAPIFaded: behind in that period

2–1VXF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VXF vs DFAC

YTD

VanguardVXF

+12.3%

DFACDimensional

+14.1%

+12.3%Year to date+14.1%

−11.0%Worst drop · 1Y−8.5%

18.1%Volatility · 1Y13.1%

1.0%Yield0.9%

$30.2BAssets$85.6B

3–1DFAC wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VXF, DFAC

Today

0.05%lowest, VXF

FundExpense ratioFee$10k

VXF0.05%$5

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, VXF, DFAC

1.04%highest, VXF

FundTrailing yieldYield$10k

VXF1.04%$104

DFAC0.88%$88

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$99most kept, VXF

VXF$104 − $5 = $99

DFAC$88 − $21 = $67

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, VXF, DFAC

Today

41.9%most shared, HAPI and DFAC

HAPIVXFDFAC

HAPI—0.8%41.9%

VXF0.8%—21.8%

DFAC41.9%21.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.7%DFAC, at 13.1% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.1% vol

VXFWorst drop−11.0%18.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VXFDFAC

+12.3%Year to date+14.1%

1.0%Yield0.9%

+14.3%Past year+17.7%

0.05%Fee0.21%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026