Compare · 3 funds side by side · dividends reinvested

IUSB, SHM and VCIT

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$12,336VCIT · best of the three

02 / 04

IUSB, SHM and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.71%+1.1%+1.7%+3.4%+1.1%−2.7%1.8%$3.5B1.8

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%−0.0%+0.5%+5.9%+0.2%−4.3%3.9%$50.3B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.03%−0.9%+0.1%+7.2%+0.9%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: IUSB 2014 · SHM 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core Universal USD Bond ETF · $50.3B$10,113

IUSB

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,542

$10,000 five years ago, dividends reinvested

IUSBMeasureSHM

−0.0%Year to dateJan 1 → Nov 4+1.1%

+0.5%1 yearTotal return+1.7%

+5.9%3 years · per year$10,000 became $11,881 · $11,066+3.4%

+0.2%5 years · per year$10,000 became $10,113 · $10,542+1.1%

0.06%Expense ratio$6 · $20 a year on $10k · lower is better0.20%

4.34%Trailing 12-mo yield$434 · $271 a year on $10k2.71%

−4.3%Worst dropSmaller is better−2.7%

3.9%VolatilityLower is calmer1.8%

IUSBSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SHM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IUSB vs SHM: Top 5 Holdings

Today

IUSB

[…]in top 5

SHM

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

IUSB vs SHM Returns, Every Period

iSharesIUSB

+0.2%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

IUSBSHMFaded: behind in that period

1–3SHM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

IUSB vs VCIT

YTD

iSharesIUSB

−0.0%

VCITVanguard

−0.9%

−0.0%Year to date−0.9%

−4.3%Worst drop · 1Y−4.9%

3.9%Volatility · 1Y4.5%

4.3%Yield5.0%

$50.3BAssets$66.6B

3–1IUSB wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IUSB, SHM, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

SHM0.20%$20

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: IUSB, SHM, VCIT

5.03%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.03%$503

IUSB4.34%$434

SHM2.71%$271

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

IUSB$434 − $6 = $428

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: IUSB, SHM, VCIT

Today

[…]holdings […]

IUSBSHMVCIT

IUSB—[…][…]

SHM[…]—[…]

VCIT[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.7%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSHM

−0.9%Year to date+1.1%

5.0%Yield2.7%

+0.1%Past year+1.7%

0.03%Fee0.20%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026