Compare · 3 funds side by side · dividends reinvested

OPER, VCIT and IUSB

OPERClearShares×VCITVanguard×IUSBiShares×

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$12,129VCIT · best of the three

02 / 04

OPER, VCIT and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.8%+4.6%+4.0%−0.1%0.3%$113M1.8

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.1

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: OPER 2018 · VCIT 2009 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

ClearShares Ultra-Short Maturity ETF · $113M$12,141

OPER

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

$10,000 five years ago, dividends reinvested

OPERMeasureVCIT

+3.2%Year to dateJan 1 → Nov 9−0.7%

+3.8%1 yearTotal return+0.0%

+4.6%3 years · per year$10,000 became $11,440 · $12,129+6.6%

+4.0%5 years · per year$10,000 became $12,141 · $10,510+1.0%

0.20%Expense ratio$20 · $3 a year on $10k · lower is better0.03%

3.72%Trailing 12-mo yield$372 · $502 a year on $10k5.02%

−0.1%Worst dropSmaller is better−4.9%

0.3%VolatilityLower is calmer4.5%

OPERVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3OPER wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OPER vs VCIT: Top 5 Holdings

Today

OPER

99.9%in top 5

VCIT

in top 5[…]

OPERStockVCIT

44.4%OPER1112not top 5

44.4%OPER1109not top 5

6.7%OPER1109not top 5

4.5%OPER1109not top 5

0.0%FGXXXnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

OPER vs VCIT Returns, Every Period

ClearSharesOPER

+4.0%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

OPERVCITFaded: behind in that period

3–1OPER wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

OPER vs VCIT

YTD

ClearSharesOPER

+3.2%

VCITVanguard

−0.7%

+3.2%Year to date−0.7%

−0.1%Worst drop · 1Y−4.9%

0.3%Volatility · 1Y4.5%

3.7%Yield5.0%

$113MAssets$66.6B

3–1OPER wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OPER, VCIT, IUSB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

OPER0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: OPER, VCIT, IUSB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

OPER3.72%$372

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: OPER, VCIT, IUSB

Today

[…]holdings […]

OPERVCITIUSB

OPER—[…][…]

VCIT[…]—[…]

IUSB[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%OPER, at 0.3% volatility

OPERWorst drop−0.1%0.3% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOPER

−0.7%Year to date+3.2%

5.0%Yield3.7%

+0.0%Past year+3.8%

0.03%Fee0.20%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026