Compare · 3 funds side by side · dividends reinvested

QAI, IUSB and BND

QAINY Life Investments×IUSBiShares×BNDVanguard×

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$12,846QAI · best of the three

02 / 04

QAI, IUSB and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B1.6

NYLI Hedge Multi-Strategy Tracker ETFUnsorted0.75%1.41%+6.4%+7.6%+8.7%+4.1%−4.4%7.3%$985M1.9

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: QAI 2009 · IUSB 2014 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

NYLI Hedge Multi-Strategy Tracker ETF · $985M$12,229

QAI

BND

Vanguard Total Bond Market ETF · $161B$9,985

$10,000 five years ago, dividends reinvested

QAIMeasureBND

+6.4%Year to dateJan 1 → Nov 9+0.0%

+7.6%1 yearTotal return+0.3%

+8.7%3 years · per year$10,000 became $12,846 · $11,576+5.0%

+4.1%5 years · per year$10,000 became $12,229 · $9,985−0.0%

0.75%Expense ratio$75 · $3 a year on $10k · lower is better0.03%

1.41%Trailing 12-mo yield$141 · $412 a year on $10k4.12%

−4.4%Worst dropSmaller is better−4.5%

7.3%VolatilityLower is calmer4.0%

QAIBND Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3QAI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

QAI vs BND: Top 5 Holdings

Today

QAI

50.0%in top 5

BND

in top 5[…]

QAIStockBND

17.4%FLOTnot top 5

12.6%VGSHnot top 5

7.7%VEAnot top 5

7.4%FLBLnot top 5

4.8%FLRNnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

QAI vs BND Returns, Every Period

NY Life InvestmentsQAI

+4.1%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

QAIBNDFaded: behind in that period

4–0QAI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Unsorted vs Bonds: QAI vs IUSB

YTD

NY Life InvestmentsQAI

+6.4%

IUSBiShares

+0.1%

+6.4%Year to date+0.1%

−4.4%Worst drop · 1Y−4.3%

7.3%Volatility · 1Y3.9%

1.4%Yield4.3%

$985MAssets$50.5B

3–1IUSB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: QAI, IUSB, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

IUSB0.06%$6

QAI0.75%$75

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: QAI, IUSB, BND

4.33%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.33%$433

BND4.12%$412

QAI1.41%$141

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

BND$412 − $3 = $409

QAI$141 − $75 = $66

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: QAI, IUSB, BND

Today

[…]holdings […]

QAIIUSBBND

QAI—[…][…]

IUSB[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+7.6%QAI, at 7.3% volatility

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

QAIWorst drop−4.4%7.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBQAI

+0.1%Year to date+6.4%

4.3%Yield1.4%

+0.5%Past year+7.6%

0.06%Fee0.75%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026