Compare · 2 funds side by side · dividends reinvested

RWLC and USMV

RWLCRayliant×USMViShares×

Versus in desk

Story of the two · Growth3Y$10,000 three years agoDividends reinvested · both on one scale$20,217RWLC · best of the two

02 / 04

RWLC and USMV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Rayliant NxtGen Multifactor US Equity ETFUS Stock Styles · Factor0.32%12.77%+15.0%+16.3%+26.4%[…]−9.3%14.7%$101M1.4

iShares MSCI USA Min Vol Factor ETFUS Stock Styles · Factor0.15%1.37%+10.2%+11.9%+15.2%+7.5%−6.5%8.6%$24.1B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: RWLC 2021 · USMV 2011

Head to Head

Swap sides Versus in desk

Head to Head

Rayliant NxtGen Multifactor US Equity ETF · $101M[…]

RWLC

USMV

iShares MSCI USA Min Vol Factor ETF · $24.1B$14,352

$10,000 five years ago, dividends reinvested · they hold 28.3% in common

RWLCMeasureUSMV

+15.0%Year to dateJan 1 → Nov 3+10.2%

+16.3%1 yearTotal return+11.9%

+26.4%3 years · per year$10,000 became $20,217 · $15,272+15.2%

[…]5 years · per year$10,000 became […] · $14,352+7.5%

0.32%Expense ratio$32 · $15 a year on $10k · lower is better0.15%

12.77%Trailing 12-mo yield$1,277 · $137 a year on $10k1.37%

−9.3%Worst dropSmaller is better−6.5%

14.7%VolatilityLower is calmer8.6%

RWLCUSMV Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3RWLC wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RWLC vs USMV: Top 5 Holdings

Today

RWLC

24.9%in top 5

USMV

in top 57.7%

RWLCStockUSMV

9.1%AAPLnot top 5

6.1%NVDAnot top 5

3.9%MSFT1.6%

3.0%MAnot top 5

2.8%GOOGLnot top 5

not top 5XOM1.6%

not top 5CB1.5%

not top 5MSI1.5%

not top 5BRK-B1.5%

Held in common28.3%

End-of-day Nov 3, 2026 · share of each fund

RWLC vs USMV Returns, Every Period

RayliantRWLC

+16.3%

past year

USMViShares

+11.9%

past year

RWLCUSMVFaded: behind in that period

3–0RWLC wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

RWLC vs USMV

YTD

RayliantRWLC

+15.0%

USMViShares

+10.2%

+15.0%Year to date+10.2%

−9.3%Worst drop · 1Y−6.5%

14.7%Volatility · 1Y8.6%

12.8%Yield1.4%

$101MAssets$24.1B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RWLC, USMV

Today

0.15%lowest, USMV

FundExpense ratioFee$10k

USMV0.15%$15

RWLC0.32%$32

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: RWLC, USMV

12.77%highest, RWLC

FundTrailing yieldYield$10k

RWLC12.77%$1,277

USMV1.37%$137

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,245most kept, RWLC

RWLC$1,277 − $32 = $1,245

USMV$137 − $15 = $122

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: RWLC, USMV

Today

28.3%most shared, RWLC and USMV

RWLCUSMV

RWLC—28.3%

USMV28.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+16.3%RWLC, at 14.7% volatility

USMVWorst drop−6.5%8.6% vol

RWLCWorst drop−9.3%14.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

RWLCUSMV

+15.0%Year to date+10.2%

12.8%Yield1.4%

+16.3%Past year+11.9%

0.32%Fee0.15%

3–1RWLC wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026