Compare · 4 funds side by side · dividends reinvested

SGOV, SHM, IUSB and BND

SGOViShares×SHMSPDR×IUSBiShares×BNDVanguard×

Story of the four · Growth3Y$10,000 three years agoDividends reinvested · all four on one scale$11,909IUSB · best of the four

02 / 04

SGOV, SHM, IUSB and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.8

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.2%+0.6%+6.0%+0.3%−4.3%3.9%$50.3B2.4

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.3%+2.1%+3.4%+1.1%−2.7%1.8%$3.5B2.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: SGOV 2020 · SHM 2007 · IUSB 2014 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core Universal USD Bond ETF · $50.3B$10,142

IUSB

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,567

$10,000 five years ago, dividends reinvested

IUSBMeasureSHM

+0.2%Year to dateJan 1 → Nov 5+1.3%

+0.6%1 yearTotal return+2.1%

+6.0%3 years · per year$10,000 became $11,909 · $11,058+3.4%

+0.3%5 years · per year$10,000 became $10,142 · $10,567+1.1%

0.06%Expense ratio$6 · $20 a year on $10k · lower is better0.20%

4.33%Trailing 12-mo yield$433 · $270 a year on $10k2.70%

−4.3%Worst dropSmaller is better−2.7%

3.9%VolatilityLower is calmer1.8%

IUSBSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SHM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IUSB vs SHM: Top 5 Holdings

Today

IUSB

[…]in top 5

SHM

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

IUSB vs SHM Returns, Every Period

iSharesIUSB

+0.3%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

IUSBSHMFaded: behind in that period

1–3SHM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

IUSB vs BND

YTD

iSharesIUSB

+0.2%

BNDVanguard

+0.1%

+0.2%Year to date+0.1%

−4.3%Worst drop · 1Y−4.5%

3.9%Volatility · 1Y4.0%

4.3%Yield4.1%

$50.3BAssets$161B

4–0IUSB wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SGOV, SHM, IUSB, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

IUSB0.06%$6

SGOV0.09%$9

SHM0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: SGOV, SHM, IUSB, BND

4.33%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.33%$433

BND4.12%$412

SGOV3.63%$363

SHM2.70%$270

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

BND$412 − $3 = $409

SGOV$363 − $9 = $354

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: SGOV, SHM, IUSB, BND

Today

[…]holdings […]

SGOVSHMIUSBBND

SGOV—[…][…][…]

SHM[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SHMWorst drop−2.7%1.8% vol

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBSGOV

+0.2%Year to date+3.1%

4.3%Yield3.6%

+0.6%Past year+3.7%

0.06%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026