Compare · 3 funds side by side · dividends reinvested

SJLD, VCIT and BND

SJLDSanJac Alpha×VCITVanguard×BNDVanguard×

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$12,129VCIT · best of the three

02 / 04

SJLD, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

SanJac Alpha Low Duration ETFBonds & Cash · Ultra-short0.35%5.16%+2.2%+2.3%[…][…]−1.1%1.5%$2M1.3

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: SJLD 2024 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

SJLD

SanJac Alpha Low Duration ETF · $2M[…]

$10,000 five years ago, dividends reinvested

VCITMeasureSJLD

−0.7%Year to dateJan 1 → Nov 9+2.2%

+0.0%1 yearTotal return+2.3%

+6.6%3 years · per year$10,000 became $12,129 · […][…]

+1.0%5 years · per year$10,000 became $10,510 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

5.02%Trailing 12-mo yield$502 · $516 a year on $10k5.16%

−4.9%Worst dropSmaller is better−1.1%

4.5%VolatilityLower is calmer1.5%

VCITSJLD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SJLD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SJLD: Top 5 Holdings

Today

VCIT

[…]in top 5

SJLD

in top 524.1%

VCITStockSJLD

not top 5PMTV6.6%

not top 5PMTW6.6%

not top 5MFAO4.4%

not top 5CIMO3.3%

not top 5MFAN3.3%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs SJLD Returns, Every Period

VanguardVCIT

+0.0%

past year

SJLDSanJac Alpha

+2.3%

past year

VCITSJLDFaded: behind in that period

0–2SJLD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs SJLD

YTD

VanguardVCIT

−0.7%

SJLDSanJac Alpha

+2.2%

−0.7%Year to date+2.2%

−4.9%Worst drop · 1Y−1.1%

4.5%Volatility · 1Y1.5%

5.0%Yield5.2%

$66.6BAssets$2.2M

4–0SJLD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: SJLD, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

SJLD0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: SJLD, VCIT, BND

5.16%highest, SJLD

FundTrailing yieldYield$10k

SJLD5.16%$516

VCIT5.02%$502

BND4.12%$412

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SJLD$516 − $35 = $481

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: SJLD, VCIT, BND

Today

[…]holdings […]

SJLDVCITBND

SJLD—[…][…]

VCIT[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.3%SJLD, at 1.5% volatility

SJLDWorst drop−1.1%1.5% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SJLDBND

+2.2%Year to date+0.0%

5.2%Yield4.1%

+2.3%Past year+0.3%

0.35%Fee0.03%

3–1SJLD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026