Compare · 3 funds side by side · dividends reinvested

VCIT, CMF and IUSB

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$12,129VCIT · best of the three

02 / 04

VCIT, CMF and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.9

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B2.0

iShares California Muni Bond ETFBonds & Cash · Municipal0.08%3.02%+0.4%+1.0%+4.0%+0.7%−6.5%3.6%$5.5B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VCIT 2009 · CMF 2007 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

CMF

iShares California Muni Bond ETF · $5.5B$10,336

$10,000 five years ago, dividends reinvested

VCITMeasureCMF

−0.7%Year to dateJan 1 → Nov 9+0.4%

+0.0%1 yearTotal return+1.0%

+6.6%3 years · per year$10,000 became $12,129 · $11,247+4.0%

+1.0%5 years · per year$10,000 became $10,510 · $10,336+0.7%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

5.02%Trailing 12-mo yield$502 · $302 a year on $10k3.02%

−4.9%Worst dropSmaller is better−6.5%

4.5%VolatilityLower is calmer3.6%

VCITCMF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VCIT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs CMF: Top 5 Holdings

Today

VCIT

[…]in top 5

CMF

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs CMF Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

CMFiShares

+0.7%

5 years, per year

VCITCMFFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs IUSB

YTD

VanguardVCIT

−0.7%

IUSBiShares

+0.1%

−0.7%Year to date+0.1%

−4.9%Worst drop · 1Y−4.3%

4.5%Volatility · 1Y3.9%

5.0%Yield4.3%

$66.6BAssets$50.5B

3–1IUSB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VCIT, CMF, IUSB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

CMF0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VCIT, CMF, IUSB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

CMF3.02%$302

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

CMF$302 − $8 = $294

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VCIT, CMF, IUSB

Today

[…]holdings […]

VCITCMFIUSB

VCIT—[…][…]

CMF[…]—[…]

IUSB[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.0%CMF, at 3.6% volatility

CMFWorst drop−6.5%3.6% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITCMF

−0.7%Year to date+0.4%

5.0%Yield3.0%

+0.0%Past year+1.0%

0.03%Fee0.08%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026