Compare · 3 funds side by side · dividends reinvested

WIP, SCHD and BND

Story of the three · Growth3Y$10,000 three years agoDividends reinvested · all three on one scale$17,123SCHD · best of the three

02 / 04

WIP, SCHD and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.9

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.0

SPDR FTSE International Government Inflation-Protected Bond ETFBonds & Cash · International0.50%6.51%+1.7%+4.3%+5.4%−0.6%−5.2%8.6%$460M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: WIP 2008 · SCHD 2011 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

SPDR FTSE International Government Inflation-Protected Bond ETF · $460M$9,711

WIP

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,459

$10,000 five years ago, dividends reinvested

WIPMeasureSCHD

+1.7%Year to dateJan 1 → Nov 9+33.2%

+4.3%1 yearTotal return+39.1%

+5.4%3 years · per year$10,000 became $11,699 · $17,123+19.6%

−0.6%5 years · per year$10,000 became $9,711 · $16,459+10.5%

0.50%Expense ratio$50 · $6 a year on $10k · lower is better0.06%

6.51%Trailing 12-mo yield$651 · $296 a year on $10k2.96%

−5.2%Worst dropSmaller is better−6.9%

8.6%VolatilityLower is calmer11.8%

WIPSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

WIP vs SCHD: Top 5 Holdings

Today

WIP

[…]in top 5

SCHD

in top 521.4%

WIPStockSCHD

not top 5PG4.4%

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

WIP vs SCHD Returns, Every Period

SPDRWIP

−0.6%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

WIPSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

WIP vs BND

YTD

SPDRWIP

+1.7%

BNDVanguard

+0.0%

+1.7%Year to date+0.0%

−5.2%Worst drop · 1Y−4.5%

8.6%Volatility · 1Y4.0%

6.5%Yield4.1%

$460MAssets$161B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: WIP, SCHD, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SCHD0.06%$6

WIP0.50%$50

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: WIP, SCHD, BND

6.51%highest, WIP

FundTrailing yieldYield$10k

WIP6.51%$651

BND4.12%$412

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$601most kept, WIP

WIP$651 − $50 = $601

BND$412 − $3 = $409

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: WIP, SCHD, BND

Today

[…]holdings […]

WIPSCHDBND

WIP—[…][…]

SCHD[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

BNDWorst drop−4.5%4.0% vol

WIPWorst drop−5.2%8.6% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

WIPSCHD

+1.7%Year to date+33.2%

6.5%Yield3.0%

+4.3%Past year+39.1%

0.50%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026