Compare · 3 funds side by side · dividends reinvested

ACIO, CTIF and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

ACIO, CTIF and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.4

EA Series Trust - Castellan Targeted Income ETFIncome · Covered calls0.45%4.75%+11.2%+12.5%[…][…]−9.5%13.3%$203M2.2

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.40%+4.6%+4.6%+15.3%+8.4%−6.6%9.9%$2.3B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: ACIO 2019 · CTIF 2025 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Aptus Collared Income Opportunity ETF · $2.3B$14,980

ACIO

CTIF

EA Series Trust - Castellan Targeted Income ETF · $203M[…]

$10,000 five years ago, dividends reinvested · they hold 11.2% in common

ACIOMeasureCTIF

+4.6%Year to dateJan 1 → Nov 5+11.2%

+4.6%1 yearTotal return+12.5%

+15.3%3 years · per year$10,000 became $15,333 · […][…]

+8.4%5 years · per year$10,000 became $14,980 · […][…]

0.79%Expense ratio$79 · $45 a year on $10k · lower is better0.45%

0.40%Trailing 12-mo yield$40 · $475 a year on $10k4.75%

−6.6%Worst dropSmaller is better−9.5%

9.9%VolatilityLower is calmer13.3%

ACIOCTIF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4CTIF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ACIO vs CTIF: Top 5 Holdings

Today

ACIO

29.9%in top 5

CTIF

in top 528.1%

ACIOStockCTIF

7.7%AAPLnot top 5

7.3%NVDAnot top 5

6.2%MSFT5.5%

not top 5ACN6.1%

not top 5GWW5.9%

not top 5ADP5.4%

not top 5PH5.3%

4.6%GOOGnot top 5

3.9%AMZNnot top 5

Held in common11.2%

End-of-day Nov 5, 2026 · share of each fund

ACIO vs CTIF Returns, Every Period

AptusACIO

+4.6%

past year

CTIFCastellan

+12.5%

past year

ACIOCTIFFaded: behind in that period

0–2CTIF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

ACIO vs CTIF

YTD

AptusACIO

+4.6%

CTIFCastellan

+11.2%

+4.6%Year to date+11.2%

−6.6%Worst drop · 1Y−9.5%

9.9%Volatility · 1Y13.3%

0.4%Yield4.8%

$2.3BAssets$203M

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ACIO, CTIF, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

CTIF0.45%$45

ACIO0.79%$79

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: ACIO, CTIF, SCHD

4.75%highest, CTIF

FundTrailing yieldYield$10k

CTIF4.75%$475

SCHD2.98%$298

ACIO0.40%$40

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$430most kept, CTIF

CTIF$475 − $45 = $430

SCHD$298 − $6 = $292

ACIO$40 − $79 = −$39

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: ACIO, CTIF, SCHD

Today

11.6%most shared, CTIF and SCHD

ACIOCTIFSCHD

ACIO—11.2%8.6%

CTIF11.2%—11.6%

SCHD8.6%11.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

ACIOWorst drop−6.6%9.9% vol

SCHDWorst drop−6.9%11.7% vol

CTIFWorst drop−9.5%13.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CTIFSCHD

+11.2%Year to date+32.3%

4.8%Yield3.0%

+12.5%Past year+38.7%

0.45%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026