Compare · 3 funds side by side · dividends reinvested

ACIO, CVRD and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

ACIO, CVRD and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.6

Madison Covered Call ETFIncome · Covered calls0.90%7.50%+6.9%+10.7%+8.7%[…]−5.7%9.4%$32M1.9

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.40%+4.6%+4.6%+15.3%+8.4%−6.6%9.9%$2.4B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: ACIO 2019 · CVRD 2023 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Aptus Collared Income Opportunity ETF · $2.4B$14,980

ACIO

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,375

$10,000 five years ago, dividends reinvested · they hold 8.6% in common

ACIOMeasureSCHD

+4.6%Year to dateJan 1 → Nov 5+32.3%

+4.6%1 yearTotal return+38.7%

+15.3%3 years · per year$10,000 became $15,333 · $17,414+20.3%

+8.4%5 years · per year$10,000 became $14,980 · $16,375+10.4%

0.79%Expense ratio$79 · $6 a year on $10k · lower is better0.06%

0.40%Trailing 12-mo yield$40 · $298 a year on $10k2.98%

−6.6%Worst dropSmaller is better−6.9%

9.9%VolatilityLower is calmer11.7%

ACIOSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ACIO vs SCHD: Top 5 Holdings

Today

ACIO

29.9%in top 5

SCHD

in top 521.7%

ACIOStockSCHD

7.7%AAPLnot top 5

7.3%NVDAnot top 5

6.2%MSFTnot top 5

not top 5TXN4.7%

4.6%GOOGnot top 5

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

3.9%AMZNnot top 5

Held in common8.6%

End-of-day Nov 5, 2026 · share of each fund

ACIO vs SCHD Returns, Every Period

AptusACIO

+8.4%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

ACIOSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

ACIO vs CVRD

YTD

AptusACIO

+4.6%

CVRDMadison Funds

+6.9%

+4.6%Year to date+6.9%

−6.6%Worst drop · 1Y−5.7%

9.9%Volatility · 1Y9.4%

0.4%Yield7.5%

$2.4BAssets$31.7M

4–0CVRD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ACIO, CVRD, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

ACIO0.79%$79

CVRD0.90%$90

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: ACIO, CVRD, SCHD

7.50%highest, CVRD

FundTrailing yieldYield$10k

CVRD7.50%$750

SCHD2.98%$298

ACIO0.40%$40

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$660most kept, CVRD

CVRD$750 − $90 = $660

SCHD$298 − $6 = $292

ACIO$40 − $79 = −$39

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: ACIO, CVRD, SCHD

Today

16.5%most shared, ACIO and CVRD

ACIOCVRDSCHD

ACIO—16.5%8.6%

CVRD16.5%—10.7%

SCHD8.6%10.7%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

CVRDWorst drop−5.7%9.4% vol

ACIOWorst drop−6.6%9.9% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

CVRDSCHD

+6.9%Year to date+32.3%

7.5%Yield3.0%

+10.7%Past year+38.7%

0.90%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026