Compare · 3 funds side by side · dividends reinvested

ACIO, GLDI and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,985GLDI · best of the three

02 / 04

ACIO, GLDI and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.5

UBS AG ETRACS Gold Shares Covered Call ETNs due February 2, 2033Income · Covered calls0.65%27.76%−2.5%+5.5%+17.8%+11.2%−16.0%18.6%$177M2.1

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.40%+4.6%+4.6%+15.3%+8.4%−6.6%9.9%$2.4B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: ACIO 2019 · GLDI 2013 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

UBS AG ETRACS Gold Shares Covered Call ETNs due February 2, 2033 · $177M$16,985

GLDI

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,375

$10,000 five years ago, dividends reinvested

GLDIMeasureSCHD

−2.5%Year to dateJan 1 → Nov 5+32.3%

+5.5%1 yearTotal return+38.7%

+17.8%3 years · per year$10,000 became $16,336 · $17,414+20.3%

+11.2%5 years · per year$10,000 became $16,985 · $16,375+10.4%

0.65%Expense ratio$65 · $6 a year on $10k · lower is better0.06%

27.76%Trailing 12-mo yield$2,776 · $298 a year on $10k2.98%

−16.0%Worst dropSmaller is better−6.9%

18.6%VolatilityLower is calmer11.7%

GLDISCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLDI vs SCHD: Top 5 Holdings

Today

GLDI

[…]in top 5

SCHD

in top 521.7%

GLDIStockSCHD

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

GLDI vs SCHD Returns, Every Period

ETRACSGLDI

+11.2%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

GLDISCHDFaded: behind in that period

1–3SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

GLDI vs SCHD

YTD

ETRACSGLDI

−2.5%

SCHDSchwab

+32.3%

−2.5%Year to date+32.3%

−16.0%Worst drop · 1Y−6.9%

18.6%Volatility · 1Y11.7%

27.8%Yield3.0%

$177MAssets$120B

3–1SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ACIO, GLDI, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

GLDI0.65%$65

ACIO0.79%$79

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: ACIO, GLDI, SCHD

27.76%highest, GLDI

FundTrailing yieldYield$10k

GLDI27.76%$2,776

SCHD2.98%$298

ACIO0.40%$40

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$2,711most kept, GLDI

GLDI$2,776 − $65 = $2,711

SCHD$298 − $6 = $292

ACIO$40 − $79 = −$39

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: ACIO, GLDI, SCHD

Today

8.6%most shared, ACIO and SCHD

ACIOGLDISCHD

ACIO—[…]8.6%

GLDI[…]—[…]

SCHD8.6%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

ACIOWorst drop−6.6%9.9% vol

SCHDWorst drop−6.9%11.7% vol

GLDIWorst drop−16.0%18.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

GLDISCHD

−2.5%Year to date+32.3%

27.8%Yield3.0%

+5.5%Past year+38.7%

0.65%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026