Compare · 3 funds side by side · dividends reinvested

ACIO, SPY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

ACIO, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.1

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.40%+4.7%+4.4%+15.0%+8.4%−6.6%9.9%$2.3B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: ACIO 2019 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Aptus Collared Income Opportunity ETF · $2.3B$14,959

ACIO

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested · they hold 74.2% in common

ACIOMeasureSPY

+4.7%Year to dateJan 1 → Nov 6+8.7%

+4.4%1 yearTotal return+9.7%

+15.0%3 years · per year$10,000 became $15,213 · $18,039+21.7%

+8.4%5 years · per year$10,000 became $14,959 · $17,118+11.3%

0.79%Expense ratio$79 · $9 a year on $10k · lower is better0.09%

0.40%Trailing 12-mo yield$40 · $103 a year on $10k1.03%

−6.6%Worst dropSmaller is better−8.9%

9.9%VolatilityLower is calmer13.6%

ACIOSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ACIO vs SPY: Top 5 Holdings

Today

ACIO

29.4%in top 5

SPY

in top 527.8%

ACIOStockSPY

7.8%AAPL7.9%

6.8%NVDA6.9%

6.2%MSFT6.3%

4.7%GOOGnot top 5

4.0%AMZN4.0%

not top 5GOOGL2.6%

Held in common74.2%

End-of-day Nov 6, 2026 · share of each fund

ACIO vs SPY Returns, Every Period

AptusACIO

+8.4%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

ACIOSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Core: ACIO vs VOO

YTD

AptusACIO

+4.7%

VOOVanguard

+8.7%

+4.7%Year to date+8.7%

−6.6%Worst drop · 1Y−8.9%

9.9%Volatility · 1Y13.5%

0.4%Yield1.1%

$2.3BAssets$1.00T

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ACIO, SPY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

ACIO0.79%$79

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: ACIO, SPY, VOO

1.10%highest, VOO

FundTrailing yieldYield$10k

VOO1.10%$110

SPY1.03%$103

ACIO0.40%$40

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

SPY$103 − $9 = $94

ACIO$40 − $79 = −$39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: ACIO, SPY, VOO

Today

92.2%most shared, SPY and VOO

ACIOSPYVOO

ACIO—74.2%71.1%

SPY74.2%—92.2%

VOO71.1%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

ACIOWorst drop−6.6%9.9% vol

VOOWorst drop−8.9%13.5% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VOOSPY

+8.7%Year to date+8.7%

1.1%Yield1.0%

+9.8%Past year+9.7%

0.03%Fee0.09%

3–0VOO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026