Compare · 3 funds side by side · dividends reinvested

ACIO, YLDY and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

ACIO, YLDY and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.3

Aptus Collared Income Opportunity ETFIncome · Covered calls0.79%0.40%+4.7%+4.4%+15.0%+8.4%−6.6%9.9%$2.3B2.0

Horizon Funds - Horizon High Income ETFIncome · Covered calls0.70%1.91%[…][…][…][…][…][…]$20M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: ACIO 2019 · YLDY 2026 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Aptus Collared Income Opportunity ETF · $2.3B$14,959

ACIO

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 8.6% in common

ACIOMeasureSCHD

+4.7%Year to dateJan 1 → Nov 6+31.4%

+4.4%1 yearTotal return+37.0%

+15.0%3 years · per year$10,000 became $15,213 · $17,266+20.0%

+8.4%5 years · per year$10,000 became $14,959 · $16,267+10.2%

0.79%Expense ratio$79 · $6 a year on $10k · lower is better0.06%

0.40%Trailing 12-mo yield$40 · $300 a year on $10k3.00%

−6.6%Worst dropSmaller is better−6.9%

9.9%VolatilityLower is calmer11.7%

ACIOSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ACIO vs SCHD: Top 5 Holdings

Today

ACIO

29.4%in top 5

SCHD

in top 521.4%

ACIOStockSCHD

7.8%AAPLnot top 5

6.8%NVDAnot top 5

6.2%MSFTnot top 5

4.7%GOOGnot top 5

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

4.0%AMZNnot top 5

Held in common8.6%

End-of-day Nov 6, 2026 · share of each fund

ACIO vs SCHD Returns, Every Period

AptusACIO

+8.4%

5 years, per year

SCHDSchwab

+10.2%

5 years, per year

ACIOSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

ACIO vs SCHD

YTD

AptusACIO

+4.7%

SCHDSchwab

+31.4%

+4.7%Year to date+31.4%

−6.6%Worst drop · 1Y−6.9%

9.9%Volatility · 1Y11.7%

0.4%Yield3.0%

$2.3BAssets$120B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ACIO, YLDY, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

YLDY0.70%$70

ACIO0.79%$79

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: ACIO, YLDY, SCHD

3.00%highest, SCHD

FundTrailing yieldYield$10k

SCHD3.00%$300

YLDY1.91%$191

ACIO0.40%$40

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

YLDY$191 − $70 = $121

ACIO$40 − $79 = −$39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: ACIO, YLDY, SCHD

Today

53.6%most shared, ACIO and YLDY

ACIOYLDYSCHD

ACIO—53.6%8.6%

YLDY53.6%—12.2%

SCHD8.6%12.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

ACIOWorst drop−6.6%9.9% vol

SCHDWorst drop−6.9%11.7% vol

YLDYWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDACIO

+31.4%Year to date+4.7%

3.0%Yield0.4%

+37.0%Past year+4.4%

0.06%Fee0.79%

4–0SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026