Compare · 2 funds side by side · dividends reinvested

ACLC and SPY

ACLCAmerican Century×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,099SPY · best of the two

02 / 04

ACLC and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B1.0

American Century ETF Trust - American Century Large Cap Equity ETFUS Stock Styles · Large cap0.39%0.59%+5.1%+5.8%+17.1%+7.9%−10.3%14.0%$321M2.0

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: ACLC 2020 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

American Century ETF Trust - American Century Large Cap Equity ETF · $321M$14,632

ACLC

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 51.8% in common

ACLCMeasureSPY

+5.1%Year to dateJan 1 → Nov 5+8.3%

+5.8%1 yearTotal return+9.7%

+17.1%3 years · per year$10,000 became $16,047 · $18,174+22.0%

+7.9%5 years · per year$10,000 became $14,632 · $17,099+11.3%

0.39%Expense ratio$39 · $9 a year on $10k · lower is better0.09%

0.59%Trailing 12-mo yield$59 · $103 a year on $10k1.03%

−10.3%Worst dropSmaller is better−8.9%

14.0%VolatilityLower is calmer13.6%

ACLCSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

ACLC vs SPY: Top 5 Holdings

Today

ACLC

30.3%in top 5

SPY

in top 527.7%

ACLCStockSPY

9.0%NVDA7.3%

4.5%AAPL7.7%

7.4%MSFT6.2%

5.8%GOOGL2.6%

3.5%AMZN3.9%

Held in common51.8%

End-of-day Nov 5, 2026 · share of each fund

ACLC vs SPY Returns, Every Period

American CenturyACLC

+7.9%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

ACLCSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Core: ACLC vs SPY

YTD

American CenturyACLC

+5.1%

SPYSPDR

+8.3%

+5.1%Year to date+8.3%

−10.3%Worst drop · 1Y−8.9%

14.0%Volatility · 1Y13.6%

0.6%Yield1.0%

$321MAssets$805B

4–0SPY wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: ACLC, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

ACLC0.39%$39

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: ACLC, SPY

1.03%highest, SPY

FundTrailing yieldYield$10k

SPY1.03%$103

ACLC0.59%$59

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$94most kept, SPY

SPY$103 − $9 = $94

ACLC$59 − $39 = $20

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: ACLC, SPY

Today

51.8%most shared, ACLC and SPY

ACLCSPY

ACLC—51.8%

SPY51.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.7%SPY, at 13.6% volatility

SPYWorst drop−8.9%13.6% vol

ACLCWorst drop−10.3%14.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SPYACLC

+8.3%Year to date+5.1%

1.0%Yield0.6%

+9.7%Past year+5.8%

0.09%Fee0.39%

4–0SPY wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026