Compare · 3 funds side by side · dividends reinvested

AFDM, SCHF and IEFA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,351SCHF · best of the three

02 / 04

AFDM, SCHF and IEFA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

First Trust Active Factor International ETFInternational · Ex-US broad0.80%3.52%+12.1%+18.3%+22.0%+8.2%−10.2%15.3%$151M1.4

Schwab International Equity ETFInternational · Ex-US broad0.03%3.18%+10.8%+16.4%+20.9%+8.9%−11.5%18.2%$67.8B2.0

iShares Core MSCI EAFE ETFInternational · Developed0.07%3.44%+8.5%+13.5%+19.2%+7.9%−11.5%16.2%$189B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: AFDM 2016 · SCHF 2009 · IEFA 2012

Head to Head

Swap sides Versus in desk

Head to Head

First Trust Active Factor International ETF · $151M$14,856

AFDM

SCHF

Schwab International Equity ETF · $67.8B$15,351

$10,000 five years ago, dividends reinvested · they hold 21.3% in common

AFDMMeasureSCHF

+12.1%Year to dateJan 1 → Nov 5+10.8%

+18.3%1 yearTotal return+16.4%

+22.0%3 years · per year$10,000 became $18,162 · $17,665+20.9%

+8.2%5 years · per year$10,000 became $14,856 · $15,351+8.9%

0.80%Expense ratio$80 · $3 a year on $10k · lower is better0.03%

3.52%Trailing 12-mo yield$352 · $318 a year on $10k3.18%

−10.2%Worst dropSmaller is better−11.5%

15.3%VolatilityLower is calmer18.2%

AFDMSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2AFDM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AFDM vs SCHF: Top 5 Holdings

Today

AFDM

8.5%in top 5

SCHF

in top 58.9%

AFDMStockSCHF

not top 5005930.K2.6%

not top 5000660.K2.1%

1.8%ASML.AS2.0%

1.8%6098.Tnot top 5

1.8%6857.Tnot top 5

1.6%BARC.Lnot top 5

1.5%BNP.PAnot top 5

not top 5ROP.SW1.2%

not top 5NOVN.SW1.1%

Held in common21.3%

End-of-day Nov 5, 2026 · share of each fund

AFDM vs SCHF Returns, Every Period

First TrustAFDM

+8.2%

5 years, per year

SCHFSchwab

+8.9%

5 years, per year

AFDMSCHFFaded: behind in that period

3–1AFDM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

AFDM vs IEFA

YTD

First TrustAFDM

+12.1%

IEFAiShares

+8.5%

+12.1%Year to date+8.5%

−10.2%Worst drop · 1Y−11.5%

15.3%Volatility · 1Y16.2%

3.5%Yield3.4%

$151MAssets$189B

4–0AFDM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AFDM, SCHF, IEFA

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

IEFA0.07%$7

AFDM0.80%$80

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: AFDM, SCHF, IEFA

3.52%highest, AFDM

FundTrailing yieldYield$10k

AFDM3.52%$352

IEFA3.44%$344

SCHF3.18%$318

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$337most kept, IEFA

IEFA$344 − $7 = $337

SCHF$318 − $3 = $315

AFDM$352 − $80 = $272

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: AFDM, SCHF, IEFA

Today

78.0%most shared, SCHF and IEFA

AFDMSCHFIEFA

AFDM—21.3%23.1%

SCHF21.3%—78.0%

IEFA23.1%78.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.3%AFDM, at 15.3% volatility

AFDMWorst drop−10.2%15.3% vol

IEFAWorst drop−11.5%16.2% vol

SCHFWorst drop−11.5%18.2% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

AFDMSCHF

+12.1%Year to date+10.8%

3.5%Yield3.2%

+18.3%Past year+16.4%

0.80%Fee0.03%

3–1AFDM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026