Compare · 3 funds side by side · dividends reinvested

AFDM, VTI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

AFDM, VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.9

First Trust Active Factor International ETFInternational · Ex-US broad0.80%3.55%+10.9%+16.9%+20.7%+7.8%−10.2%15.3%$151M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: AFDM 2016 · VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

First Trust Active Factor International ETF · $151M$14,561

AFDM

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

AFDMMeasureVTI

+10.9%Year to dateJan 1 → Nov 6+8.9%

+16.9%1 yearTotal return+9.9%

+20.7%3 years · per year$10,000 became $17,568 · $18,004+21.7%

+7.8%5 years · per year$10,000 became $14,561 · $16,375+10.4%

0.80%Expense ratio$80 · $3 a year on $10k · lower is better0.03%

3.55%Trailing 12-mo yield$355 · $109 a year on $10k1.09%

−10.2%Worst dropSmaller is better−8.9%

15.3%VolatilityLower is calmer13.7%

AFDMVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AFDM vs VTI: Top 5 Holdings

Today

AFDM

8.1%in top 5

VTI

in top 525.0%

AFDMStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

1.9%6098.Tnot top 5

1.7%ASML.ASnot top 5

1.6%BARC.Lnot top 5

1.5%BNP.PAnot top 5

1.4%UNI.MInot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

AFDM vs VTI Returns, Every Period

First TrustAFDM

+7.8%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

AFDMVTIFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

International vs Core: AFDM vs VTI

YTD

First TrustAFDM

+10.9%

VTIVanguard

+8.9%

+10.9%Year to date+8.9%

−10.2%Worst drop · 1Y−8.9%

15.3%Volatility · 1Y13.7%

3.6%Yield1.1%

$151MAssets$689B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AFDM, VTI, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

AFDM0.80%$80

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: AFDM, VTI, SPY

3.55%highest, AFDM

FundTrailing yieldYield$10k

AFDM3.55%$355

VTI1.09%$109

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$275most kept, AFDM

AFDM$355 − $80 = $275

VTI$109 − $3 = $106

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: AFDM, VTI, SPY

Today

85.5%most shared, VTI and SPY

AFDMVTISPY

AFDM—0.0%0.0%

VTI0.0%—85.5%

SPY0.0%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.9%AFDM, at 15.3% volatility

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

AFDMWorst drop−10.2%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

AFDMVTI

+10.9%Year to date+8.9%

3.6%Yield1.1%

+16.9%Past year+9.9%

0.80%Fee0.03%

3–1AFDM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026