Compare · 3 funds side by side · dividends reinvested

AFIF, BIV and BND

AFIFHorizon Funds×BIVVanguard×BNDVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,021AFIF · best of the three

02 / 04

AFIF, BIV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Anfield Universal Fixed Income ETFBonds & Cash · Core aggregate0.85%4.20%+1.5%+2.5%+6.2%+3.7%−1.6%2.6%$682M1.4

Vanguard Intermediate-Term Bond ETFBonds & Cash · Core aggregate0.03%4.45%−0.7%−0.2%+5.9%+0.2%−5.4%4.3%$28.1B2.3

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: AFIF 2018 · BIV 2007 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Anfield Universal Fixed Income ETF · $682M$12,021

AFIF

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

AFIFMeasureBND

+1.5%Year to dateJan 1 → Nov 5+0.1%

+2.5%1 yearTotal return+0.4%

+6.2%3 years · per year$10,000 became $11,974 · $11,761+5.6%

+3.7%5 years · per year$10,000 became $12,021 · $9,983−0.0%

0.85%Expense ratio$85 · $3 a year on $10k · lower is better0.03%

4.20%Trailing 12-mo yield$420 · $412 a year on $10k4.12%

−1.6%Worst dropSmaller is better−4.5%

2.6%VolatilityLower is calmer4.0%

AFIFBND Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1AFIF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AFIF vs BND: Top 5 Holdings

Today

AFIF

4.3%in top 5

BND

in top 5[…]

AFIFStockBND

2.1%LMBSnot top 5

2.1%IGSBnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

AFIF vs BND Returns, Every Period

Horizon FundsAFIF

+3.7%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

AFIFBNDFaded: behind in that period

4–0AFIF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

AFIF vs BIV

YTD

Horizon FundsAFIF

+1.5%

BIVVanguard

−0.7%

+1.5%Year to date−0.7%

−1.6%Worst drop · 1Y−5.4%

2.6%Volatility · 1Y4.3%

4.2%Yield4.5%

$682MAssets$28.1B

3–1AFIF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AFIF, BIV, BND

Today

0.03%lowest, BIV

FundExpense ratioFee$10k

BIV0.03%$3

BND0.03%$3

AFIF0.85%$85

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: AFIF, BIV, BND

4.45%highest, BIV

FundTrailing yieldYield$10k

BIV4.45%$445

AFIF4.20%$420

BND4.12%$412

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$442most kept, BIV

BIV$445 − $3 = $442

BND$412 − $3 = $409

AFIF$420 − $85 = $335

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: AFIF, BIV, BND

Today

[…]holdings […]

AFIFBIVBND

AFIF—[…][…]

BIV[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.5%AFIF, at 2.6% volatility

AFIFWorst drop−1.6%2.6% vol

BNDWorst drop−4.5%4.0% vol

BIVWorst drop−5.4%4.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BIVAFIF

−0.7%Year to date+1.5%

4.5%Yield4.2%

−0.2%Past year+2.5%

0.03%Fee0.85%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026