Compare · 4 funds side by side · dividends reinvested

AFIF, BND, VOO and SGOV

AFIFHorizon Funds×BNDVanguard×VOOVanguard×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,156VOO · best of the four

02 / 04

AFIF, BND, VOO and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T2.1

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B2.3

Anfield Universal Fixed Income ETFBonds & Cash · Core aggregate0.85%4.20%+1.5%+2.5%+6.2%+3.7%−1.6%2.6%$682M2.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: AFIF 2018 · BND 2007 · VOO 2010 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Anfield Universal Fixed Income ETF · $682M$12,021

AFIF

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

AFIFMeasureBND

+1.5%Year to dateJan 1 → Nov 5+0.1%

+2.5%1 yearTotal return+0.4%

+6.2%3 years · per year$10,000 became $11,974 · $11,761+5.6%

+3.7%5 years · per year$10,000 became $12,021 · $9,983−0.0%

0.85%Expense ratio$85 · $3 a year on $10k · lower is better0.03%

4.20%Trailing 12-mo yield$420 · $412 a year on $10k4.12%

−1.6%Worst dropSmaller is better−4.5%

2.6%VolatilityLower is calmer4.0%

AFIFBND Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1AFIF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AFIF vs BND: Top 5 Holdings

Today

AFIF

4.3%in top 5

BND

in top 5[…]

AFIFStockBND

2.1%LMBSnot top 5

2.1%IGSBnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

AFIF vs BND Returns, Every Period

Horizon FundsAFIF

+3.7%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

AFIFBNDFaded: behind in that period

4–0AFIF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

AFIF vs BND

YTD

Horizon FundsAFIF

+1.5%

BNDVanguard

+0.1%

+1.5%Year to date+0.1%

−1.6%Worst drop · 1Y−4.5%

2.6%Volatility · 1Y4.0%

4.2%Yield4.1%

$682MAssets$161B

4–0AFIF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AFIF, BND, VOO, SGOV

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VOO0.03%$3

SGOV0.09%$9

AFIF0.85%$85

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: AFIF, BND, VOO, SGOV

4.20%highest, AFIF

FundTrailing yieldYield$10k

AFIF4.20%$420

BND4.12%$412

SGOV3.63%$363

VOO1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SGOV$363 − $9 = $354

AFIF$420 − $85 = $335

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: AFIF, BND, VOO, SGOV

Today

0.0%most shared, AFIF and VOO

AFIFBNDVOOSGOV

AFIF—[…]0.0%[…]

BND[…]—[…][…]

VOO0.0%[…]—[…]

SGOV[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.8%VOO, at 13.5% volatility

SGOVWorst drop0.0%0.2% vol

AFIFWorst drop−1.6%2.6% vol

BNDWorst drop−4.5%4.0% vol

VOOWorst drop−8.9%13.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

AFIFVOO

+1.5%Year to date+8.4%

4.2%Yield1.1%

+2.5%Past year+9.8%

0.85%Fee0.03%

3–1VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026