Compare · 4 funds side by side · dividends reinvested

AFIF, FBND, SGOV and VCIT

AFIFHorizon Funds×FBNDFidelity×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,090SGOV · best of the four

02 / 04

AFIF, FBND, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.9

Anfield Universal Fixed Income ETFBonds & Cash · Core aggregate0.85%4.19%+1.6%+2.4%+6.3%+3.7%−1.6%2.6%$698M2.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.8

Fidelity Total Bond ETFBonds & Cash · Core aggregate0.36%4.78%−0.1%+0.5%+5.8%+0.6%−4.7%4.1%$28.4B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: AFIF 2018 · FBND 2014 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Anfield Universal Fixed Income ETF · $698M$12,018

AFIF

FBND

Fidelity Total Bond ETF · $28.4B$10,278

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

AFIFMeasureFBND

+1.6%Year to dateJan 1 → Nov 6−0.1%

+2.4%1 yearTotal return+0.5%

+6.3%3 years · per year$10,000 became $12,003 · $11,831+5.8%

+3.7%5 years · per year$10,000 became $12,018 · $10,278+0.6%

0.85%Expense ratio$85 · $36 a year on $10k · lower is better0.36%

4.19%Trailing 12-mo yield$419 · $478 a year on $10k4.78%

−1.6%Worst dropSmaller is better−4.7%

2.6%VolatilityLower is calmer4.1%

AFIFFBND Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2AFIF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AFIF vs FBND: Top 5 Holdings

Today

AFIF

4.3%in top 5

FBND

in top 50.0%

AFIFStockFBND

2.1%LMBSnot top 5

2.1%IGSBnot top 5

not top 5NFEGP0.0%

not top 5METAM0.0%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

AFIF vs FBND Returns, Every Period

Horizon FundsAFIF

+3.7%

5 years, per year

FBNDFidelity

+0.6%

5 years, per year

AFIFFBNDFaded: behind in that period

4–0AFIF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

AFIF vs VCIT

YTD

Horizon FundsAFIF

+1.6%

VCITVanguard

−0.8%

+1.6%Year to date−0.8%

−1.6%Worst drop · 1Y−4.9%

2.6%Volatility · 1Y4.5%

4.2%Yield5.0%

$698MAssets$66.6B

3–1AFIF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AFIF, FBND, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

FBND0.36%$36

AFIF0.85%$85

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: AFIF, FBND, SGOV, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

FBND4.78%$478

AFIF4.19%$419

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

FBND$478 − $36 = $442

SGOV$363 − $9 = $354

AFIF$419 − $85 = $334

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: AFIF, FBND, SGOV, VCIT

Today

0.0%most shared, AFIF and FBND

AFIFFBNDSGOVVCIT

AFIF—0.0%[…][…]

FBND0.0%—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

AFIFWorst drop−1.6%2.6% vol

FBNDWorst drop−4.7%4.1% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.8%Year to date+3.2%

5.0%Yield3.6%

+0.4%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026