Compare · 3 funds side by side · dividends reinvested

AFIF, SCHD and SGOV

AFIFHorizon Funds×SCHDSchwab×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

AFIF, SCHD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.9

Anfield Universal Fixed Income ETFBonds & Cash · Core aggregate0.85%4.19%+1.6%+2.4%+6.3%+3.7%−1.6%2.6%$698M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: AFIF 2018 · SCHD 2011 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Anfield Universal Fixed Income ETF · $698M$12,018

AFIF

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

$10,000 five years ago, dividends reinvested

AFIFMeasureSGOV

+1.6%Year to dateJan 1 → Nov 6+3.2%

+2.4%1 yearTotal return+3.8%

+6.3%3 years · per year$10,000 became $12,003 · $11,419+4.5%

+3.7%5 years · per year$10,000 became $12,018 · $12,090+3.9%

0.85%Expense ratio$85 · $9 a year on $10k · lower is better0.09%

4.19%Trailing 12-mo yield$419 · $363 a year on $10k3.63%

−1.6%Worst dropSmaller is better0.0%

2.6%VolatilityLower is calmer0.2%

AFIFSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AFIF vs SGOV: Top 5 Holdings

Today

AFIF

4.3%in top 5

SGOV

in top 5[…]

AFIFStockSGOV

2.1%LMBSnot top 5

2.1%IGSBnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

AFIF vs SGOV Returns, Every Period

Horizon FundsAFIF

+3.7%

5 years, per year

SGOViShares

+3.9%

5 years, per year

AFIFSGOVFaded: behind in that period

1–3SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

AFIF vs SGOV

YTD

Horizon FundsAFIF

+1.6%

SGOViShares

+3.2%

+1.6%Year to date+3.2%

−1.6%Worst drop · 1Y+0.0%

2.6%Volatility · 1Y0.2%

4.2%Yield3.6%

$698MAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AFIF, SCHD, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SGOV0.09%$9

AFIF0.85%$85

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: AFIF, SCHD, SGOV

4.19%highest, AFIF

FundTrailing yieldYield$10k

AFIF4.19%$419

SGOV3.63%$363

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

AFIF$419 − $85 = $334

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: AFIF, SCHD, SGOV

Today

0.0%most shared, AFIF and SCHD

AFIFSCHDSGOV

AFIF—0.0%[…]

SCHD0.0%—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

AFIFWorst drop−1.6%2.6% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

AFIFSCHD

+1.6%Year to date+31.4%

4.2%Yield3.0%

+2.4%Past year+37.0%

0.85%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026