Compare · 3 funds side by side · dividends reinvested

AFIF, SGOV and BND

AFIFHorizon Funds×SGOViShares×BNDVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

AFIF, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

Anfield Universal Fixed Income ETFBonds & Cash · Core aggregate0.85%4.19%+1.6%+2.4%+6.3%+3.7%−1.6%2.6%$691M1.9

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: AFIF 2018 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Anfield Universal Fixed Income ETF · $691M$12,018

AFIF

BND

Vanguard Total Bond Market ETF · $161B$9,974

$10,000 five years ago, dividends reinvested

AFIFMeasureBND

+1.6%Year to dateJan 1 → Nov 6−0.0%

+2.4%1 yearTotal return+0.6%

+6.3%3 years · per year$10,000 became $12,003 · $11,637+5.2%

+3.7%5 years · per year$10,000 became $12,018 · $9,974−0.1%

0.85%Expense ratio$85 · $3 a year on $10k · lower is better0.03%

4.19%Trailing 12-mo yield$419 · $412 a year on $10k4.12%

−1.6%Worst dropSmaller is better−4.5%

2.6%VolatilityLower is calmer4.0%

AFIFBND Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1AFIF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AFIF vs BND: Top 5 Holdings

Today

AFIF

4.3%in top 5

BND

in top 5[…]

AFIFStockBND

2.1%LMBSnot top 5

2.1%IGSBnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

AFIF vs BND Returns, Every Period

Horizon FundsAFIF

+3.7%

5 years, per year

BNDVanguard

−0.1%

5 years, per year

AFIFBNDFaded: behind in that period

4–0AFIF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

AFIF vs BND

YTD

Horizon FundsAFIF

+1.6%

BNDVanguard

−0.0%

+1.6%Year to date−0.0%

−1.6%Worst drop · 1Y−4.5%

2.6%Volatility · 1Y4.0%

4.2%Yield4.1%

$691MAssets$161B

4–0AFIF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AFIF, SGOV, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SGOV0.09%$9

AFIF0.85%$85

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: AFIF, SGOV, BND

4.19%highest, AFIF

FundTrailing yieldYield$10k

AFIF4.19%$419

BND4.12%$412

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SGOV$363 − $9 = $354

AFIF$419 − $85 = $334

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: AFIF, SGOV, BND

Today

[…]holdings […]

AFIFSGOVBND

AFIF—[…][…]

SGOV[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

AFIFWorst drop−1.6%2.6% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

AFIFSGOV

+1.6%Year to date+3.2%

4.2%Yield3.6%

+2.4%Past year+3.8%

0.85%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026