Compare · 3 funds side by side · dividends reinvested

AFOS, VTI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

AFOS, VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.8

ARS Focused Opportunity Strategy ETFUnsorted0.46%0.25%+17.7%+24.6%[…][…]−16.5%24.7%$269M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: AFOS 2025 · VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

ARS Focused Opportunity Strategy ETF · $269M[…]

AFOS

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 23.3% in common

AFOSMeasureVTI

+17.7%Year to dateJan 1 → Nov 6+8.9%

+24.6%1 yearTotal return+9.9%

[…]3 years · per year$10,000 became […] · $18,004+21.7%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

0.46%Expense ratio$46 · $3 a year on $10k · lower is better0.03%

0.25%Trailing 12-mo yield$25 · $109 a year on $10k1.09%

−16.5%Worst dropSmaller is better−8.9%

24.7%VolatilityLower is calmer13.7%

AFOSVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AFOS vs VTI: Top 5 Holdings

Today

AFOS

22.6%in top 5

VTI

in top 525.0%

AFOSStockVTI

4.2%NVDA7.1%

not top 5AAPL6.6%

4.9%MSFT5.2%

5.0%NEMnot top 5

4.4%MPCnot top 5

4.2%GOOGL2.8%

not top 5AMZN3.3%

Held in common23.3%

End-of-day Nov 6, 2026 · share of each fund

AFOS vs VTI Returns, Every Period

ARSAFOS

+24.6%

past year

VTIVanguard

+9.9%

past year

AFOSVTIFaded: behind in that period

2–0AFOS wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: AFOS vs VTI

YTD

ARSAFOS

+17.7%

VTIVanguard

+8.9%

+17.7%Year to date+8.9%

−16.5%Worst drop · 1Y−8.9%

24.7%Volatility · 1Y13.7%

0.3%Yield1.1%

$269MAssets$689B

3–1VTI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AFOS, VTI, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

AFOS0.46%$46

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: AFOS, VTI, SPY

1.09%highest, VTI

FundTrailing yieldYield$10k

VTI1.09%$109

SPY1.03%$103

AFOS0.25%$25

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

SPY$103 − $9 = $94

AFOS$25 − $46 = −$21

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: AFOS, VTI, SPY

Today

85.5%most shared, VTI and SPY

AFOSVTISPY

AFOS—23.3%22.9%

VTI23.3%—85.5%

SPY22.9%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+24.6%AFOS, at 24.7% volatility

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

AFOSWorst drop−16.5%24.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTIAFOS

+8.9%Year to date+17.7%

1.1%Yield0.3%

+9.9%Past year+24.6%

0.03%Fee0.46%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026