Compare · 2 funds side by side · dividends reinvested

AIOO and SPY

AIOOAllianzIM×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

AIOO and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.3

AllianzIM U.S. Equity Buffer100 Protection ETFDefined Outcome · Buffer0.64%0.00%+3.1%+3.1%[…][…]−0.7%2.1%$63M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: AIOO 2025 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

AllianzIM U.S. Equity Buffer100 Protection ETF · $63M[…]

AIOO

SPY

State Street SPDR S&P 500 ETF · $798B$18,060

$10,000 five years ago, dividends reinvested

AIOOMeasureSPY

+3.1%Year to dateJan 1 → Nov 4+13.3%

+3.1%1 yearTotal return+13.4%

[…]3 years · per year$10,000 became […] · $19,132+24.1%

[…]5 years · per year$10,000 became […] · $18,060+12.6%

0.64%Expense ratio$64 · $9 a year on $10k · lower is better0.09%

0.00%Trailing 12-mo yield$0 · $99 a year on $10k0.99%

−0.7%Worst dropSmaller is better−8.9%

2.1%VolatilityLower is calmer12.9%

AIOOSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AIOO vs SPY: Top 5 Holdings

Today

AIOO

[…]in top 5

SPY

in top 527.3%

AIOOStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

AIOO vs SPY Returns, Every Period

AllianzIMAIOO

+3.1%

past year

SPYSPDR

+13.4%

past year

AIOOSPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Defined Outcome vs Core: AIOO vs SPY

YTD

AllianzIMAIOO

+3.1%

SPYSPDR

+13.3%

+3.1%Year to date+13.3%

−0.7%Worst drop · 1Y−8.9%

2.1%Volatility · 1Y12.9%

0.0%Yield1.0%

$62.7MAssets$798B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AIOO, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

AIOO0.64%$64

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: AIOO, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

AIOO0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

AIOO$0 − $64 = −$64

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: AIOO, SPY

Today

[…]holdings […]

AIOOSPY

AIOO—[…]

SPY[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

AIOOWorst drop−0.7%2.1% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYAIOO

+13.3%Year to date+3.1%

1.0%Yield0.0%

+13.4%Past year+3.1%

0.09%Fee0.64%

4–0SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026