Compare · 3 funds side by side · dividends reinvested

AIYY, SPY and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

AIYY, SPY and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.6

YieldMax AI Option Income Strategy ETFIncome · Premium income0.99%104.65%−26.7%−33.7%[…][…]−47.6%47.6%$46M2.7

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: AIYY 2023 · SPY 1993 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

YieldMax AI Option Income Strategy ETF · $46M[…]

AIYY

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

AIYYMeasureSPY

−26.7%Year to dateJan 1 → Nov 9+11.2%

−33.7%1 yearTotal return+13.5%

[…]3 years · per year$10,000 became […] · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.99%Expense ratio$99 · $9 a year on $10k · lower is better0.09%

104.65%Trailing 12-mo yield$10,465 · $101 a year on $10k1.01%

−47.6%Worst dropSmaller is better−8.9%

47.6%VolatilityLower is calmer13.7%

AIYYSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

AIYY vs SPY: Top 5 Holdings

Today

AIYY

[…]in top 5

SPY

in top 527.8%

AIYYStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

AIYY vs SPY Returns, Every Period

YieldMaxAIYY

−33.7%

past year

SPYSPDR

+13.5%

past year

AIYYSPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Core: AIYY vs VTI

YTD

YieldMaxAIYY

−26.7%

VTIVanguard

+11.6%

−26.7%Year to date+11.6%

−47.6%Worst drop · 1Y−8.9%

47.6%Volatility · 1Y13.9%

104.6%Yield1.1%

$46.3MAssets$689B

3–1VTI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: AIYY, SPY, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

AIYY0.99%$99

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: AIYY, SPY, VTI

104.65%highest, AIYY

FundTrailing yieldYield$10k

AIYY104.65%$10,465

VTI1.06%$106

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$10,366most kept, AIYY

AIYY$10,465 − $99 = $10,366

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: AIYY, SPY, VTI

Today

86.0%most shared, SPY and VTI

AIYYSPYVTI

AIYY—[…][…]

SPY[…]—86.0%

VTI[…]86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.9%VTI, at 13.9% volatility

SPYWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

AIYYWorst drop−47.6%47.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

AIYYVTI

−26.7%Year to date+11.6%

104.6%Yield1.1%

−33.7%Past year+13.9%

0.99%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026