Compare · 3 funds side by side · dividends reinvested

APRT, VTI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

APRT, VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

AllianzIM U.S. Equity Buffer10 Apr ETFDefined Outcome · Buffer0.74%0.00%+12.9%+15.2%+14.9%+10.2%−2.1%5.7%$46M2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: APRT 2020 · VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

AllianzIM U.S. Equity Buffer10 Apr ETF · $46M$16,281

APRT

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested

APRTMeasureVTI

+12.9%Year to dateJan 1 → Nov 9+11.6%

+15.2%1 yearTotal return+13.9%

+14.9%3 years · per year$10,000 became $15,168 · $18,090+21.8%

+10.2%5 years · per year$10,000 became $16,281 · $16,697+10.8%

0.74%Expense ratio$74 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $106 a year on $10k1.06%

−2.1%Worst dropSmaller is better−8.9%

5.7%VolatilityLower is calmer13.9%

APRTVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

APRT vs VTI: Top 5 Holdings

Today

APRT

[…]in top 5

VTI

in top 525.0%

APRTStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

APRT vs VTI Returns, Every Period

AllianzIMAPRT

+10.2%

5 years, per year

VTIVanguard

+10.8%

5 years, per year

APRTVTIFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Defined Outcome vs Core: APRT vs VTI

YTD

AllianzIMAPRT

+12.9%

VTIVanguard

+11.6%

+12.9%Year to date+11.6%

−2.1%Worst drop · 1Y−8.9%

5.7%Volatility · 1Y13.9%

0.0%Yield1.1%

$46.5MAssets$689B

3–1APRT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: APRT, VTI, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

APRT0.74%$74

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: APRT, VTI, SPY

1.06%highest, VTI

FundTrailing yieldYield$10k

VTI1.06%$106

SPY1.01%$101

APRT0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, VTI

VTI$106 − $3 = $103

SPY$101 − $9 = $92

APRT$0 − $74 = −$74

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: APRT, VTI, SPY

Today

86.0%most shared, VTI and SPY

APRTVTISPY

APRT—[…][…]

VTI[…]—86.0%

SPY[…]86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.2%APRT, at 5.7% volatility

APRTWorst drop−2.1%5.7% vol

SPYWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTIAPRT

+11.6%Year to date+12.9%

1.1%Yield0.0%

+13.9%Past year+15.2%

0.03%Fee0.74%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026