Compare · 4 funds side by side · dividends reinvested

BCIL, SCHD, VXUS and VEA

BCILBancreek×SCHDSchwab×VXUSVanguard×VEAVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,267SCHD · best of the four

02 / 04

BCIL, SCHD, VXUS and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.4

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B2.0

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.45%+8.1%+11.6%+19.2%+7.7%−11.3%17.6%$163B2.6

Bancreek International Large Cap ETFInternational · Ex-US broad0.90%0.76%−1.3%−2.0%[…][…]−11.7%20.5%$88M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: BCIL 2024 · SCHD 2011 · VXUS 2011 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Bancreek International Large Cap ETF · $88M[…]

BCIL

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

BCILMeasureSCHD

−1.3%Year to dateJan 1 → Nov 6+31.4%

−2.0%1 yearTotal return+37.0%

[…]3 years · per year$10,000 became […] · $17,266+20.0%

[…]5 years · per year$10,000 became […] · $16,267+10.2%

0.90%Expense ratio$90 · $6 a year on $10k · lower is better0.06%

0.76%Trailing 12-mo yield$76 · $300 a year on $10k3.00%

−11.7%Worst dropSmaller is better−6.9%

20.5%VolatilityLower is calmer11.7%

BCILSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

0–6SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BCIL vs SCHD: Top 5 Holdings

Today

BCIL

22.2%in top 5

SCHD

in top 521.4%

BCILStockSCHD

5.3%UCB.BRnot top 5

not top 5PG4.5%

not top 5HD4.3%

4.3%NOVN.SWnot top 5

not top 5TXN4.3%

not top 5KO4.3%

4.3%7936.Tnot top 5

4.2%IG.MInot top 5

4.1%000660.Knot top 5

not top 5AMGN4.1%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

BCIL vs SCHD Returns, Every Period

BancreekBCIL

−2.0%

past year

SCHDSchwab

+37.0%

past year

BCILSCHDFaded: behind in that period

0–2SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

International vs Income: BCIL vs SCHD

YTD

BancreekBCIL

−1.3%

SCHDSchwab

+31.4%

−1.3%Year to date+31.4%

−11.7%Worst drop · 1Y−6.9%

20.5%Volatility · 1Y11.7%

0.8%Yield3.0%

$87.7MAssets$120B

4–0SCHD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BCIL, SCHD, VXUS, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

VXUS0.05%$5

SCHD0.06%$6

BCIL0.90%$90

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: BCIL, SCHD, VXUS, VEA

3.00%highest, SCHD

FundTrailing yieldYield$10k

SCHD3.00%$300

VEA2.51%$251

VXUS2.45%$245

BCIL0.76%$76

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

BCIL$76 − $90 = −$14

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: BCIL, SCHD, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

BCILSCHDVXUSVEA

BCIL—0.0%4.1%5.7%

SCHD0.0%—0.0%0.0%

VXUS4.1%0.0%—65.3%

VEA5.7%0.0%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

VXUSWorst drop−11.3%17.6% vol

VEAWorst drop−11.6%18.1% vol

BCILWorst drop−11.7%20.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVEA

+31.4%Year to date+9.7%

3.0%Yield2.5%

+37.0%Past year+14.8%

0.06%Fee0.03%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026