Compare · 3 funds side by side · dividends reinvested

BCIL, SCHF and IEMG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,397SCHF · best of the three

02 / 04

BCIL, SCHF and IEMG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.19%+10.4%+15.3%+20.3%+9.0%−11.5%18.2%$65.8B1.0

iShares Core MSCI Emerging Markets ETFInternational · Emerging0.09%2.49%+8.3%+8.8%+19.3%+6.0%−17.8%25.5%$142B2.3

Bancreek International Large Cap ETFInternational · Ex-US broad0.90%0.76%−1.3%−2.0%[…][…]−11.7%20.5%$88M2.7

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: BCIL 2024 · SCHF 2009 · IEMG 2012

Head to Head

Swap sides Versus in desk

Head to Head

Bancreek International Large Cap ETF · $88M[…]

BCIL

SCHF

Schwab International Equity ETF · $65.8B$15,397

$10,000 five years ago, dividends reinvested · they hold 5.6% in common

BCILMeasureSCHF

−1.3%Year to dateJan 1 → Nov 6+10.4%

−2.0%1 yearTotal return+15.3%

[…]3 years · per year$10,000 became […] · $17,419+20.3%

[…]5 years · per year$10,000 became […] · $15,397+9.0%

0.90%Expense ratio$90 · $3 a year on $10k · lower is better0.03%

0.76%Trailing 12-mo yield$76 · $319 a year on $10k3.19%

−11.7%Worst dropSmaller is better−11.5%

20.5%VolatilityLower is calmer18.2%

BCILSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

0–6SCHF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BCIL vs SCHF: Top 5 Holdings

Today

BCIL

22.2%in top 5

SCHF

in top 58.4%

BCILStockSCHF

5.3%UCB.BRnot top 5

4.3%NOVN.SW1.1%

4.3%7936.Tnot top 5

4.2%IG.MInot top 5

4.1%000660.K1.9%

not top 5005930.K2.4%

not top 5ASML.AS1.9%

not top 5ROP.SW1.2%

Held in common5.6%

End-of-day Nov 6, 2026 · share of each fund

BCIL vs SCHF Returns, Every Period

BancreekBCIL

−2.0%

past year

SCHFSchwab

+15.3%

past year

BCILSCHFFaded: behind in that period

0–2SCHF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

BCIL vs SCHF

YTD

BancreekBCIL

−1.3%

SCHFSchwab

+10.4%

−1.3%Year to date+10.4%

−11.7%Worst drop · 1Y−11.5%

20.5%Volatility · 1Y18.2%

0.8%Yield3.2%

$87.7MAssets$65.8B

4–0SCHF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BCIL, SCHF, IEMG

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

IEMG0.09%$9

BCIL0.90%$90

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: BCIL, SCHF, IEMG

3.19%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.19%$319

IEMG2.49%$249

BCIL0.76%$76

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

IEMG$249 − $9 = $240

BCIL$76 − $90 = −$14

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: BCIL, SCHF, IEMG

Today

8.2%most shared, SCHF and IEMG

BCILSCHFIEMG

BCIL—5.6%4.6%

SCHF5.6%—8.2%

IEMG4.6%8.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.3%SCHF, at 18.2% volatility

SCHFWorst drop−11.5%18.2% vol

BCILWorst drop−11.7%20.5% vol

IEMGWorst drop−17.8%25.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFIEMG

+10.4%Year to date+8.3%

3.2%Yield2.5%

+15.3%Past year+8.8%

0.03%Fee0.09%

4–0SCHF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026