Compare · 3 funds side by side · dividends reinvested

BIL, CLIP and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,017BIL · best of the three

02 / 04

BIL, CLIP and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Global X - 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.07%3.72%+3.2%+3.8%+4.5%[…]−0.0%0.2%$2.3B1.7

State Street SPDR Bloomberg 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.67%+3.1%+3.7%+4.4%+3.7%−0.0%0.2%$48.4B2.0

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: BIL 2007 · CLIP 2023 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.4B$12,017

BIL

BND

Vanguard Total Bond Market ETF · $161B$9,974

$10,000 five years ago, dividends reinvested

BILMeasureBND

+3.1%Year to dateJan 1 → Nov 6−0.0%

+3.7%1 yearTotal return+0.6%

+4.4%3 years · per year$10,000 became $11,393 · $11,637+5.2%

+3.7%5 years · per year$10,000 became $12,017 · $9,974−0.1%

0.14%Expense ratio$14 · $3 a year on $10k · lower is better0.03%

3.67%Trailing 12-mo yield$367 · $412 a year on $10k4.12%

−0.0%Worst dropSmaller is better−4.5%

0.2%VolatilityLower is calmer4.0%

BILBND Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3BIL wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BIL vs BND: Top 5 Holdings

Today

BIL

[…]in top 5

BND

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

BIL vs BND Returns, Every Period

SPDRBIL

+3.7%

5 years, per year

BNDVanguard

−0.1%

5 years, per year

BILBNDFaded: behind in that period

3–1BIL wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

BIL vs BND

YTD

SPDRBIL

+3.1%

BNDVanguard

−0.0%

+3.1%Year to date−0.0%

−0.0%Worst drop · 1Y−4.5%

0.2%Volatility · 1Y4.0%

3.7%Yield4.1%

$48.4BAssets$161B

3–1BIL wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BIL, CLIP, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

CLIP0.07%$7

BIL0.14%$14

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: BIL, CLIP, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

CLIP3.72%$372

BIL3.67%$367

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

CLIP$372 − $7 = $365

BIL$367 − $14 = $353

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: BIL, CLIP, BND

Today

[…]holdings […]

BILCLIPBND

BIL—[…][…]

CLIP[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%CLIP, at 0.2% volatility

BILWorst drop−0.0%0.2% vol

CLIPWorst drop−0.0%0.2% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

BNDCLIP

−0.0%Year to date+3.2%

4.1%Yield3.7%

+0.6%Past year+3.8%

0.03%Fee0.07%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026