Compare · 4 funds side by side · dividends reinvested

BIL, VCIT, IVV and SGOV

BILSPDR×VCITVanguard×IVViShares×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,545IVV · best of the four

02 / 04

BIL, VCIT, IVV and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B2.1

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.8

State Street SPDR Bloomberg 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.67%+3.1%+3.7%+4.4%+3.7%−0.0%0.2%$48.7B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: BIL 2007 · VCIT 2009 · IVV 2000 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.7B$12,019

BIL

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

$10,000 five years ago, dividends reinvested

BILMeasureVCIT

+3.1%Year to dateJan 1 → Nov 9−0.7%

+3.7%1 yearTotal return+0.0%

+4.4%3 years · per year$10,000 became $11,392 · $12,129+6.6%

+3.7%5 years · per year$10,000 became $12,019 · $10,510+1.0%

0.14%Expense ratio$14 · $3 a year on $10k · lower is better0.03%

3.67%Trailing 12-mo yield$367 · $502 a year on $10k5.02%

−0.0%Worst dropSmaller is better−4.9%

0.2%VolatilityLower is calmer4.5%

BILVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3BIL wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BIL vs VCIT: Top 5 Holdings

Today

BIL

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

BIL vs VCIT Returns, Every Period

SPDRBIL

+3.7%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

BILVCITFaded: behind in that period

3–1BIL wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

BIL vs VCIT

YTD

SPDRBIL

+3.1%

VCITVanguard

−0.7%

+3.1%Year to date−0.7%

−0.0%Worst drop · 1Y−4.9%

0.2%Volatility · 1Y4.5%

3.7%Yield5.0%

$48.7BAssets$66.6B

3–1BIL wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BIL, VCIT, IVV, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IVV0.03%$3

SGOV0.09%$9

BIL0.14%$14

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: BIL, VCIT, IVV, SGOV

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BIL3.67%$367

SGOV3.63%$363

IVV1.11%$111

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

BIL$367 − $14 = $353

IVV$111 − $3 = $108

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: BIL, VCIT, IVV, SGOV

Today

[…]holdings […]

BILVCITIVVSGOV

BIL—[…][…][…]

VCIT[…]—[…][…]

IVV[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%IVV, at 13.8% volatility

SGOVWorst drop0.0%0.2% vol

BILWorst drop−0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

IVVWorst drop−8.9%13.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITIVV

−0.7%Year to date+11.3%

5.0%Yield1.1%

+0.0%Past year+13.6%

0.03%Fee0.03%

2–1IVV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026