Compare · 2 funds side by side · dividends reinvested

BIL and VCIT

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$12,017BIL · best of the two

02 / 04

BIL and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Bloomberg 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.67%+3.1%+3.7%+4.4%+3.7%−0.0%0.2%$48.4B1.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: BIL 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.4B$12,017

BIL

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

BILMeasureVCIT

+3.1%Year to dateJan 1 → Nov 6−0.8%

+3.7%1 yearTotal return+0.4%

+4.4%3 years · per year$10,000 became $11,393 · $12,210+6.9%

+3.7%5 years · per year$10,000 became $12,017 · $10,493+1.0%

0.14%Expense ratio$14 · $3 a year on $10k · lower is better0.03%

3.67%Trailing 12-mo yield$367 · $502 a year on $10k5.02%

−0.0%Worst dropSmaller is better−4.9%

0.2%VolatilityLower is calmer4.5%

BILVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3BIL wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BIL vs VCIT: Top 5 Holdings

Today

BIL

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

BIL vs VCIT Returns, Every Period

SPDRBIL

+3.7%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

BILVCITFaded: behind in that period

3–1BIL wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

BIL vs VCIT

YTD

SPDRBIL

+3.1%

VCITVanguard

−0.8%

+3.1%Year to date−0.8%

−0.0%Worst drop · 1Y−4.9%

0.2%Volatility · 1Y4.5%

3.7%Yield5.0%

$48.4BAssets$66.6B

3–1BIL wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BIL, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BIL0.14%$14

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: BIL, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BIL3.67%$367

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BIL$367 − $14 = $353

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: BIL, VCIT

Today

[…]holdings […]

BILVCIT

BIL—[…]

VCIT[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.7%BIL, at 0.2% volatility

BILWorst drop−0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITBIL

−0.8%Year to date+3.1%

5.0%Yield3.7%

+0.4%Past year+3.7%

0.03%Fee0.14%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026