Compare · 2 funds side by side · dividends reinvested

BILS and VCIT

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$11,946BILS · best of the two

02 / 04

BILS and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Bloomberg 3-12 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.69%+3.0%+3.6%+4.5%+3.6%−0.0%0.2%$4.0B1.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.03%−0.9%+0.1%+7.2%+0.9%−4.9%4.5%$66.6B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: BILS 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,469

VCIT

BILS

State Street SPDR Bloomberg 3-12 Month T-Bill ETF · $4.0B$11,946

$10,000 five years ago, dividends reinvested

VCITMeasureBILS

−0.9%Year to dateJan 1 → Nov 4+3.0%

+0.1%1 yearTotal return+3.6%

+7.2%3 years · per year$10,000 became $12,336 · $11,402+4.5%

+0.9%5 years · per year$10,000 became $10,469 · $11,947+3.6%

0.03%Expense ratio$3 · $14 a year on $10k · lower is better0.14%

5.03%Trailing 12-mo yield$503 · $369 a year on $10k3.69%

−4.9%Worst dropSmaller is better−0.0%

4.5%VolatilityLower is calmer0.2%

VCITBILS Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5BILS wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs BILS: Top 5 Holdings

Today

VCIT

[…]in top 5

BILS

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

VCIT vs BILS Returns, Every Period

VanguardVCIT

+0.9%

5 years, per year

BILSSPDR

+3.6%

5 years, per year

VCITBILSFaded: behind in that period

1–3BILS wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VCIT vs BILS

YTD

VanguardVCIT

−0.9%

BILSSPDR

+3.0%

−0.9%Year to date+3.0%

−4.9%Worst drop · 1Y−0.0%

4.5%Volatility · 1Y0.2%

5.0%Yield3.7%

$66.6BAssets$4.0B

3–1BILS wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BILS, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BILS0.14%$14

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: BILS, VCIT

5.03%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.03%$503

BILS3.69%$369

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

BILS$369 − $14 = $355

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: BILS, VCIT

Today

[…]holdings […]

BILSVCIT

BILS—[…]

VCIT[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.6%BILS, at 0.2% volatility

BILSWorst drop−0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VCITBILS

−0.9%Year to date+3.0%

5.0%Yield3.7%

+0.1%Past year+3.6%

0.03%Fee0.14%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026