Compare · 4 funds side by side · dividends reinvested

BILS, VOO, VCIT and IVV

BILSSPDR×VOOVanguard×VCITVanguard×IVViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,177VOO · best of the four

02 / 04

BILS, VOO, VCIT and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$853B2.1

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T2.3

State Street SPDR Bloomberg 3-12 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.68%+3.0%+3.7%+4.5%+3.6%−0.0%0.2%$4.0B2.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: BILS 2020 · VOO 2010 · VCIT 2009 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg 3-12 Month T-Bill ETF · $4.0B$11,953

BILS

VOO

Vanguard S&P 500 ETF · $1.00T$17,177

$10,000 five years ago, dividends reinvested

BILSMeasureVOO

+3.0%Year to dateJan 1 → Nov 6+8.7%

+3.7%1 yearTotal return+9.8%

+4.5%3 years · per year$10,000 became $11,403 · $18,079+21.8%

+3.6%5 years · per year$10,000 became $11,953 · $17,177+11.4%

0.14%Expense ratio$14 · $3 a year on $10k · lower is better0.03%

3.68%Trailing 12-mo yield$368 · $110 a year on $10k1.10%

−0.0%Worst dropSmaller is better−8.9%

0.2%VolatilityLower is calmer13.5%

BILSVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VOO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BILS vs VOO: Top 5 Holdings

Today

BILS

[…]in top 5

VOO

in top 528.3%

BILSStockVOO

not top 5NVDA8.4%

not top 5AAPL7.4%

not top 5MSFT5.8%

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

BILS vs VOO Returns, Every Period

SPDRBILS

+3.6%

5 years, per year

VOOVanguard

+11.4%

5 years, per year

BILSVOOFaded: behind in that period

0–4VOO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

BILS vs VCIT

YTD

SPDRBILS

+3.0%

VCITVanguard

−0.8%

+3.0%Year to date−0.8%

−0.0%Worst drop · 1Y−4.9%

0.2%Volatility · 1Y4.5%

3.7%Yield5.0%

$4.0BAssets$66.6B

3–1BILS wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BILS, VOO, VCIT, IVV

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VCIT0.03%$3

IVV0.03%$3

BILS0.14%$14

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: BILS, VOO, VCIT, IVV

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BILS3.68%$368

IVV1.14%$114

VOO1.10%$110

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BILS$368 − $14 = $354

IVV$114 − $3 = $111

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: BILS, VOO, VCIT, IVV

Today

92.2%most shared, VOO and IVV

BILSVOOVCITIVV

BILS—[…][…][…]

VOO[…]—[…]92.2%

VCIT[…][…]—[…]

IVV[…]92.2%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.8%VOO, at 13.5% volatility

BILSWorst drop−0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

VOOWorst drop−8.9%13.5% vol

IVVWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITIVV

−0.8%Year to date+8.7%

5.0%Yield1.1%

+0.4%Past year+9.8%

0.03%Fee0.03%

2–1IVV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026