Compare · 2 funds side by side · dividends reinvested

BILS and VTI

BILSSPDR×VTIVanguard×

Versus in desk

02 / 04

IWD+0.4%

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Portfolio

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,678VTI · best of the two

Story of the two · IncomeMost incomeBILS · 3.68% · $368 a year on $10k

Story of the two · RiskSmallest drop

BILS and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+12.6%+13.0%+21.7%+10.8%−8.9%13.9%$689B1.4

State Street SPDR Bloomberg 3-12 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.68%+3.0%+3.6%+4.4%+3.6%−0.0%0.2%$4.0B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 11, 2026 · returns include dividends · since: BILS 2020 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

5Y

State Street SPDR Bloomberg 3-12 Month T-Bill ETF · $4.0B$11,950

BILS

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,678

$10,000 five years ago, dividends reinvested

BILSMeasureVTI

+3.0%

More Ways to See the Pairs

BILS vs VTI: Top 5 Holdings

Today

BILS

[…]in top 5

VTI

in top 525.0%

BILSStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Cost, Income and Risk

Fees: BILS, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

BILS0.14%$14

End-of-day Nov 11, 2026 · fee on $10,000 a year

Yields: BILS, VTI

1Y

3.68%highest, BILS

FundTrailing yieldYield

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+12.6%

ITOTiShares

+12.5%

+12.6%Year to date+12.5%

1.1%Yield1.0%

$689BAssets$95.3B

2–0VTI wins

End-of-day Nov 11, 2026

SCHD vs VIG

YTD

SchwabSCHD

+34.6%

VIGVanguard

+16.0%

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.1%

JEPIJ.P. Morgan

+8.6%

Year to date

Jan 1 → Nov 11

+12.6%

+3.6%1 yearTotal return+13.0%

+4.4%3 years · per year$10,000 became $11,390 · $18,043+21.7%

+3.6%5 years · per year$10,000 became $11,950 · $16,678+10.8%

0.14%Expense ratio$14 · $3 a year on $10k · lower is better0.03%

3.68%Trailing 12-mo yield$368 · $106 a year on $10k1.05%

−0.0%Worst dropSmaller is better−8.9%

0.2%VolatilityLower is calmer13.9%

BILSVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VTI wins

End-of-day Nov 11, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

Held in common[…]

End-of-day Nov 11, 2026 · share of each fund

BILS vs VTI Returns, Every Period

5Y

SPDRBILS

+3.6%

5 years, per year

VTIVanguard

+10.8%

5 years, per year

BILSVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 11, 2026 · dividends in · faded = behind in that period

Bonds vs Core: BILS vs VTI

YTD

SPDRBILS

+3.0%

VTIVanguard

+12.6%

+3.0%Year to date+12.6%

−0.0%Worst drop · 1Y−8.9%

0.2%Volatility · 1Y13.9%

3.7%Yield1.1%

$4.0BAssets$689B

3–1BILS wins

End-of-day Nov 11, 2026 · smaller drop and lower volatility win

$10k

BILS3.68%$368

VTI1.05%$106

End-of-day Nov 11, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$354most kept, BILS

BILS$368 − $14 = $354

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 11, 2026 · yield in dollars minus the fee

Overlap: BILS, VTI

Today

[…]holdings […]

BILSVTI

BILS—[…]

VTI[…]—

End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

1Y

+13.0%VTI, at 13.9% volatility

BILSWorst drop−0.0%0.2% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 11, 2026 · up and left is better

Paid More vs Made More

YTD

BILSVTI

+3.0%Year to date+12.6%

3.7%Yield1.1%

+3.6%Past year+13.0%

0.14%Fee0.03%

3–1VTI wins

End-of-day Nov 11, 2026

+34.6%Year to date+16.0%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 11, 2026

+8.1%Year to date+8.6%

12.2%Yield7.8%

$42.0BAssets$46.6B

1–1level

End-of-day Nov 11, 2026

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BILS and VTI

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Two