Compare · 3 funds side by side · dividends reinvested

BIV, AFIF and SGOV

BIVVanguard×AFIFHorizon Funds×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,091SGOV · best of the three

02 / 04

BIV, AFIF and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.6

Anfield Universal Fixed Income ETFBonds & Cash · Core aggregate0.85%4.19%+1.8%+2.6%+6.2%+3.8%−1.6%2.6%$698M2.0

Vanguard Intermediate-Term Bond ETFBonds & Cash · Core aggregate0.03%4.46%−0.9%−0.5%+5.3%+0.2%−5.4%4.3%$28.1B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: BIV 2007 · AFIF 2018 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Bond ETF · $28.1B$10,081

BIV

AFIF

Anfield Universal Fixed Income ETF · $698M$12,062

$10,000 five years ago, dividends reinvested

BIVMeasureAFIF

−0.9%Year to dateJan 1 → Nov 9+1.8%

−0.5%1 yearTotal return+2.6%

+5.3%3 years · per year$10,000 became $11,663 · $11,969+6.2%

+0.2%5 years · per year$10,000 became $10,081 · $12,062+3.8%

0.03%Expense ratio$3 · $85 a year on $10k · lower is better0.85%

4.46%Trailing 12-mo yield$446 · $419 a year on $10k4.19%

−5.4%Worst dropSmaller is better−1.6%

4.3%VolatilityLower is calmer2.6%

BIVAFIF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6AFIF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BIV vs AFIF: Top 5 Holdings

Today

BIV

[…]in top 5

AFIF

in top 54.2%

BIVStockAFIF

not top 5LMBS2.1%

not top 5IGSB2.1%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

BIV vs AFIF Returns, Every Period

VanguardBIV

+0.2%

5 years, per year

AFIFHorizon Funds

+3.8%

5 years, per year

BIVAFIFFaded: behind in that period

0–4AFIF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

BIV vs AFIF

YTD

VanguardBIV

−0.9%

AFIFHorizon Funds

+1.8%

−0.9%Year to date+1.8%

−5.4%Worst drop · 1Y−1.6%

4.3%Volatility · 1Y2.6%

4.5%Yield4.2%

$28.1BAssets$698M

3–1AFIF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BIV, AFIF, SGOV

Today

0.03%lowest, BIV

FundExpense ratioFee$10k

BIV0.03%$3

SGOV0.09%$9

AFIF0.85%$85

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: BIV, AFIF, SGOV

4.46%highest, BIV

FundTrailing yieldYield$10k

BIV4.46%$446

AFIF4.19%$419

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$443most kept, BIV

BIV$446 − $3 = $443

SGOV$363 − $9 = $354

AFIF$419 − $85 = $334

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: BIV, AFIF, SGOV

Today

[…]holdings […]

BIVAFIFSGOV

BIV—[…][…]

AFIF[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

AFIFWorst drop−1.6%2.6% vol

BIVWorst drop−5.4%4.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

BIVSGOV

−0.9%Year to date+3.2%

4.5%Yield3.6%

−0.5%Past year+3.8%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026