Compare · 2 funds side by side · dividends reinvested

BND and BIL

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$12,017BIL · best of the two

02 / 04

BND and BIL, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Bloomberg 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.67%+3.1%+3.7%+4.4%+3.7%−0.0%0.2%$48.4B1.4

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: BND 2007 · BIL 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,974

BND

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.4B$12,017

$10,000 five years ago, dividends reinvested

BNDMeasureBIL

−0.0%Year to dateJan 1 → Nov 6+3.1%

+0.6%1 yearTotal return+3.7%

+5.2%3 years · per year$10,000 became $11,637 · $11,393+4.4%

−0.1%5 years · per year$10,000 became $9,974 · $12,017+3.7%

0.03%Expense ratio$3 · $14 a year on $10k · lower is better0.14%

4.12%Trailing 12-mo yield$412 · $367 a year on $10k3.67%

−4.5%Worst dropSmaller is better−0.0%

4.0%VolatilityLower is calmer0.2%

BNDBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5BIL wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs BIL: Top 5 Holdings

Today

BND

[…]in top 5

BIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

BND vs BIL Returns, Every Period

VanguardBND

−0.1%

5 years, per year

BILSPDR

+3.7%

5 years, per year

BNDBILFaded: behind in that period

1–3BIL wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

BND vs BIL

YTD

VanguardBND

−0.0%

BILSPDR

+3.1%

−0.0%Year to date+3.1%

−4.5%Worst drop · 1Y−0.0%

4.0%Volatility · 1Y0.2%

4.1%Yield3.7%

$161BAssets$48.4B

3–1BIL wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BND, BIL

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

BIL0.14%$14

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: BND, BIL

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

BIL3.67%$367

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

BIL$367 − $14 = $353

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: BND, BIL

Today

[…]holdings […]

BNDBIL

BND—[…]

BIL[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.7%BIL, at 0.2% volatility

BILWorst drop−0.0%0.2% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

BNDBIL

−0.0%Year to date+3.1%

4.1%Yield3.7%

+0.6%Past year+3.7%

0.03%Fee0.14%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Two

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026