Compare · 3 funds side by side · dividends reinvested

BND, CALI and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,510VCIT · best of the three

02 / 04

BND, CALI and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Short-Term California Muni Active ETFBonds & Cash · Municipal0.25%2.47%+1.7%+2.1%+3.2%[…]−1.2%0.9%$701M1.9

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: BND 2007 · CALI 2023 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,985

BND

CALI

iShares Short-Term California Muni Active ETF · $701M[…]

$10,000 five years ago, dividends reinvested

BNDMeasureCALI

+0.0%Year to dateJan 1 → Nov 9+1.7%

+0.3%1 yearTotal return+2.1%

+5.0%3 years · per year$10,000 became $11,576 · $10,978+3.2%

−0.0%5 years · per year$10,000 became $9,985 · […][…]

0.03%Expense ratio$3 · $25 a year on $10k · lower is better0.25%

4.12%Trailing 12-mo yield$412 · $247 a year on $10k2.47%

−4.5%Worst dropSmaller is better−1.2%

4.0%VolatilityLower is calmer0.9%

BNDCALI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4CALI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs CALI: Top 5 Holdings

Today

BND

[…]in top 5

CALI

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

BND vs CALI Returns, Every Period

VanguardBND

+0.3%

past year

CALIiShares

+2.1%

past year

BNDCALIFaded: behind in that period

1–2CALI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

BND vs VCIT

YTD

VanguardBND

+0.0%

VCITVanguard

−0.7%

+0.0%Year to date−0.7%

−4.5%Worst drop · 1Y−4.9%

4.0%Volatility · 1Y4.5%

4.1%Yield5.0%

$161BAssets$66.6B

3–1BND wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BND, CALI, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VCIT0.03%$3

CALI0.25%$25

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: BND, CALI, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BND4.12%$412

CALI2.47%$247

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

CALI$247 − $25 = $222

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: BND, CALI, VCIT

Today

[…]holdings […]

BNDCALIVCIT

BND—[…][…]

CALI[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.1%CALI, at 0.9% volatility

CALIWorst drop−1.2%0.9% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITCALI

−0.7%Year to date+1.7%

5.0%Yield2.5%

+0.0%Past year+2.1%

0.03%Fee0.25%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026