Compare · 3 funds side by side · dividends reinvested

BND, SHM and IUSB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,542SHM · best of the three

02 / 04

BND, SHM and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.71%+1.1%+1.7%+3.4%+1.1%−2.7%1.8%$3.5B1.8

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%−0.0%+0.5%+5.9%+0.2%−4.3%3.9%$50.3B1.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.13%−0.1%+0.3%+5.5%−0.1%−4.5%4.0%$161B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: BND 2007 · SHM 2007 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,542

SHM

IUSB

iShares Core Universal USD Bond ETF · $50.3B$10,113

$10,000 five years ago, dividends reinvested

SHMMeasureIUSB

+1.1%Year to dateJan 1 → Nov 4−0.0%

+1.7%1 yearTotal return+0.5%

+3.4%3 years · per year$10,000 became $11,066 · $11,881+5.9%

+1.1%5 years · per year$10,000 became $10,542 · $10,113+0.2%

0.20%Expense ratio$20 · $6 a year on $10k · lower is better0.06%

2.71%Trailing 12-mo yield$271 · $434 a year on $10k4.34%

−2.7%Worst dropSmaller is better−4.3%

1.8%VolatilityLower is calmer3.9%

SHMIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SHM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SHM vs IUSB: Top 5 Holdings

Today

SHM

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

SHM vs IUSB Returns, Every Period

SPDRSHM

+1.1%

5 years, per year

IUSBiShares

+0.2%

5 years, per year

SHMIUSBFaded: behind in that period

3–1SHM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

SHM vs IUSB

YTD

SPDRSHM

+1.1%

IUSBiShares

−0.0%

+1.1%Year to date−0.0%

−2.7%Worst drop · 1Y−4.3%

1.8%Volatility · 1Y3.9%

2.7%Yield4.3%

$3.5BAssets$50.3B

3–1SHM wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BND, SHM, IUSB

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

IUSB0.06%$6

SHM0.20%$20

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: BND, SHM, IUSB

4.34%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.34%$434

BND4.13%$413

SHM2.71%$271

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$428most kept, IUSB

IUSB$434 − $6 = $428

BND$413 − $3 = $410

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: BND, SHM, IUSB

Today

[…]holdings […]

BNDSHMIUSB

BND—[…][…]

SHM[…]—[…]

IUSB[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.7%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBSHM

−0.0%Year to date+1.1%

4.3%Yield2.7%

+0.5%Past year+1.7%

0.06%Fee0.20%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.1%

AGGiShares

−0.2%

−0.1%Year to date−0.2%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026