Compare · 3 funds side by side · dividends reinvested

BND, SJCP and VCIT

BNDVanguard×SJCPSanJac Alpha×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,508VCIT · best of the three

02 / 04

BND, SJCP and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

SanJac Alpha Core Plus Bond ETFBonds & Cash · Core aggregate0.65%3.88%+1.3%+1.9%[…][…]−2.0%2.3%$7M1.7

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: BND 2007 · SJCP 2024 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,983

BND

SJCP

SanJac Alpha Core Plus Bond ETF · $7M[…]

$10,000 five years ago, dividends reinvested

BNDMeasureSJCP

+0.1%Year to dateJan 1 → Nov 5+1.3%

+0.4%1 yearTotal return+1.9%

+5.6%3 years · per year$10,000 became $11,761 · […][…]

−0.0%5 years · per year$10,000 became $9,983 · […][…]

0.03%Expense ratio$3 · $65 a year on $10k · lower is better0.65%

4.12%Trailing 12-mo yield$412 · $388 a year on $10k3.88%

−4.5%Worst dropSmaller is better−2.0%

4.0%VolatilityLower is calmer2.3%

BNDSJCP Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SJCP wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs SJCP: Top 5 Holdings

Today

BND

[…]in top 5

SJCP

in top 521.2%

BNDStockSJCP

not top 5RITM-PD10.9%

not top 5PMTV3.3%

not top 5DX3.0%

not top 5PMT-PA2.1%

not top 5XELLL2.0%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

BND vs SJCP Returns, Every Period

VanguardBND

+0.4%

past year

SJCPSanJac Alpha

+1.9%

past year

BNDSJCPFaded: behind in that period

0–2SJCP wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

BND vs VCIT

YTD

VanguardBND

+0.1%

VCITVanguard

−0.6%

+0.1%Year to date−0.6%

−4.5%Worst drop · 1Y−4.9%

4.0%Volatility · 1Y4.5%

4.1%Yield5.0%

$161BAssets$66.6B

3–1BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BND, SJCP, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VCIT0.03%$3

SJCP0.65%$65

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: BND, SJCP, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BND4.12%$412

SJCP3.88%$388

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

SJCP$388 − $65 = $323

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: BND, SJCP, VCIT

Today

[…]holdings […]

BNDSJCPVCIT

BND—[…][…]

SJCP[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.9%SJCP, at 2.3% volatility

SJCPWorst drop−2.0%2.3% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSJCP

−0.6%Year to date+1.3%

5.0%Yield3.9%

+0.3%Past year+1.9%

0.03%Fee0.65%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026