Compare · 3 funds side by side · dividends reinvested

BND, SMBS and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,493VCIT · best of the three

02 / 04

BND, SMBS and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFBonds & Cash · Mortgage0.03%5.27%+0.5%+1.6%[…][…]−5.2%4.7%$6.5B1.7

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B1.8

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B1.9

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: BND 2007 · SMBS 2024 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,974

BND

SMBS

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.5B[…]

$10,000 five years ago, dividends reinvested

BNDMeasureSMBS

−0.0%Year to dateJan 1 → Nov 6+0.5%

+0.6%1 yearTotal return+1.6%

+5.2%3 years · per year$10,000 became $11,637 · […][…]

−0.1%5 years · per year$10,000 became $9,974 · […][…]

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

4.12%Trailing 12-mo yield$412 · $527 a year on $10k5.27%

−4.5%Worst dropSmaller is better−5.2%

4.0%VolatilityLower is calmer4.7%

BNDSMBS Winner of the row, in its colourEach row: the bigger of the two fills its side

2–3SMBS wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs SMBS: Top 5 Holdings

Today

BND

[…]in top 5

SMBS

in top 50.4%

BNDStockSMBS

not top 5GVMXX0.4%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

BND vs SMBS Returns, Every Period

VanguardBND

+0.6%

past year

SMBSSchwab

+1.6%

past year

BNDSMBSFaded: behind in that period

0–2SMBS wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

BND vs SMBS

YTD

VanguardBND

−0.0%

SMBSSchwab

+0.5%

−0.0%Year to date+0.5%

−4.5%Worst drop · 1Y−5.2%

4.0%Volatility · 1Y4.7%

4.1%Yield5.3%

$161BAssets$6.5B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BND, SMBS, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SMBS0.03%$3

VCIT0.03%$3

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: BND, SMBS, VCIT

5.27%highest, SMBS

FundTrailing yieldYield$10k

SMBS5.27%$527

VCIT5.02%$502

BND4.12%$412

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$524most kept, SMBS

SMBS$527 − $3 = $524

VCIT$502 − $3 = $499

BND$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: BND, SMBS, VCIT

Today

[…]holdings […]

BNDSMBSVCIT

BND—[…][…]

SMBS[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.6%SMBS, at 4.7% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

SMBSWorst drop−5.2%4.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SMBSBND

+0.5%Year to date−0.0%

5.3%Yield4.1%

+1.6%Past year+0.6%

0.03%Fee0.03%

3–0SMBS wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026