Compare · 3 funds side by side · dividends reinvested

BND, SPY and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

BND, SPY and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: BND 2007 · SPY 1993 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,983

BND

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested

BNDMeasureSPY

+0.1%Year to dateJan 1 → Nov 5+8.3%

+0.4%1 yearTotal return+9.7%

+5.6%3 years · per year$10,000 became $11,761 · $18,174+22.0%

−0.0%5 years · per year$10,000 became $9,983 · $17,099+11.3%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

4.12%Trailing 12-mo yield$412 · $103 a year on $10k1.03%

−4.5%Worst dropSmaller is better−8.9%

4.0%VolatilityLower is calmer13.6%

BNDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs SPY: Top 5 Holdings

Today

BND

[…]in top 5

SPY

in top 527.7%

BNDStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

BND vs SPY Returns, Every Period

VanguardBND

−0.0%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

BNDSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

BND vs VCIT

YTD

VanguardBND

+0.1%

VCITVanguard

−0.6%

+0.1%Year to date−0.6%

−4.5%Worst drop · 1Y−4.9%

4.0%Volatility · 1Y4.5%

4.1%Yield5.0%

$161BAssets$66.6B

3–1BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BND, SPY, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VCIT0.03%$3

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: BND, SPY, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BND4.12%$412

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: BND, SPY, VCIT

Today

[…]holdings […]

BNDSPYVCIT

BND—[…][…]

SPY[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPY

−0.6%Year to date+8.3%

5.0%Yield1.0%

+0.3%Past year+9.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026