Compare · 3 funds side by side · dividends reinvested

BND, VPC and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,508VCIT · best of the three

02 / 04

BND, VPC and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B1.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.6

Virtus Private Credit Strategy ETFBonds & Cash · Corporate10.60%15.51%−12.9%−11.3%−0.1%−0.6%−18.2%14.7%$27M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: BND 2007 · VPC 2019 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,983

BND

VPC

Virtus Private Credit Strategy ETF · $27M$9,695

$10,000 five years ago, dividends reinvested

BNDMeasureVPC

+0.1%Year to dateJan 1 → Nov 5−12.9%

+0.4%1 yearTotal return−11.3%

+5.6%3 years · per year$10,000 became $11,761 · $9,972−0.1%

−0.0%5 years · per year$10,000 became $9,983 · $9,695−0.6%

0.03%Expense ratio$3 · $1,060 a year on $10k · lower is better10.60%

4.12%Trailing 12-mo yield$412 · $1,551 a year on $10k15.51%

−4.5%Worst dropSmaller is better−18.2%

4.0%VolatilityLower is calmer14.7%

BNDVPC Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1BND wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs VPC: Top 5 Holdings

Today

BND

[…]in top 5

VPC

in top 515.4%

BNDStockVPC

not top 5TCPC3.9%

not top 5ECC3.6%

not top 5FSK2.7%

not top 5HRZN2.7%

not top 5CION2.4%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

BND vs VPC Returns, Every Period

VanguardBND

−0.0%

5 years, per year

VPCVirtus

−0.6%

5 years, per year

BNDVPCFaded: behind in that period

4–0BND wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

BND vs VPC

YTD

VanguardBND

+0.1%

VPCVirtus

−12.9%

+0.1%Year to date−12.9%

−4.5%Worst drop · 1Y−18.2%

4.0%Volatility · 1Y14.7%

4.1%Yield15.5%

$161BAssets$27.3M

3–1BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BND, VPC, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VCIT0.03%$3

VPC10.60%$1,060

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: BND, VPC, VCIT

15.51%highest, VPC

FundTrailing yieldYield$10k

VPC15.51%$1,551

VCIT5.02%$502

BND4.12%$412

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VPC$1,551 − $1,060 = $491

BND$412 − $3 = $409

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: BND, VPC, VCIT

Today

[…]holdings […]

BNDVPCVCIT

BND—[…][…]

VPC[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+0.4%BND, at 4.0% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

VPCWorst drop−18.2%14.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VPCBND

−12.9%Year to date+0.1%

15.5%Yield4.1%

−11.3%Past year+0.4%

10.60%Fee0.03%

3–1BND wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026