Compare · 4 funds side by side · dividends reinvested

BSJS, USHY, SGOV and VCIT

BSJSInvesco×USHYiShares×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,108USHY · best of the four

02 / 04

BSJS, USHY, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Invesco BulletShares 2028 High Yield Corporate Bond ETFBonds & Cash · High yield0.42%6.07%+3.1%+4.6%+8.4%+3.3%−1.6%2.6%$783M2.1

iShares Broad USD High Yield Corporate Bond ETFBonds & Cash · High yield0.08%7.10%+1.3%+2.8%+8.2%+3.9%−2.8%3.8%$27.5B2.3

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: BSJS 2020 · USHY 2017 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Invesco BulletShares 2028 High Yield Corporate Bond ETF · $783M$11,785

BSJS

USHY

iShares Broad USD High Yield Corporate Bond ETF · $27.5B$12,108

$10,000 five years ago, dividends reinvested

BSJSMeasureUSHY

+3.1%Year to dateJan 1 → Nov 9+1.3%

+4.6%1 yearTotal return+2.8%

+8.4%3 years · per year$10,000 became $12,730 · $12,674+8.2%

+3.3%5 years · per year$10,000 became $11,785 · $12,108+3.9%

0.42%Expense ratio$42 · $8 a year on $10k · lower is better0.08%

6.07%Trailing 12-mo yield$607 · $710 a year on $10k7.10%

−1.6%Worst dropSmaller is better−2.8%

2.6%VolatilityLower is calmer3.8%

BSJSUSHY Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3BSJS wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BSJS vs USHY: Top 5 Holdings

Today

BSJS

0.3%in top 5

USHY

in top 5[…]

BSJSStockUSHY

0.3%AGPXXnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

BSJS vs USHY Returns, Every Period

InvescoBSJS

+3.3%

5 years, per year

USHYiShares

+3.9%

5 years, per year

BSJSUSHYFaded: behind in that period

3–1BSJS wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

BSJS vs USHY

YTD

InvescoBSJS

+3.1%

USHYiShares

+1.3%

+3.1%Year to date+1.3%

−1.6%Worst drop · 1Y−2.8%

2.6%Volatility · 1Y3.8%

6.1%Yield7.1%

$783MAssets$27.5B

3–1BSJS wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BSJS, USHY, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

USHY0.08%$8

SGOV0.09%$9

BSJS0.42%$42

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: BSJS, USHY, SGOV, VCIT

7.10%highest, USHY

FundTrailing yieldYield$10k

USHY7.10%$710

BSJS6.07%$607

VCIT5.02%$502

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$702most kept, USHY

USHY$710 − $8 = $702

BSJS$607 − $42 = $565

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: BSJS, USHY, SGOV, VCIT

Today

[…]holdings […]

BSJSUSHYSGOVVCIT

BSJS—[…][…][…]

USHY[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+4.6%BSJS, at 2.6% volatility

SGOVWorst drop0.0%0.2% vol

BSJSWorst drop−1.6%2.6% vol

USHYWorst drop−2.8%3.8% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

USHYSGOV

+1.3%Year to date+3.2%

7.1%Yield3.6%

+2.8%Past year+3.8%

0.08%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026