Compare · 3 funds side by side · dividends reinvested

BSJS, VCIT and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

BSJS, VCIT and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Invesco BulletShares 2028 High Yield Corporate Bond ETFBonds & Cash · High yield0.42%6.07%+3.0%+4.4%+8.6%+3.3%−1.6%2.6%$784M1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: BSJS 2020 · VCIT 2009 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $819B$17,118

SPY

BSJS

Invesco BulletShares 2028 High Yield Corporate Bond ETF · $784M$11,756

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

SPYMeasureBSJS

+8.7%Year to dateJan 1 → Nov 6+3.0%

+9.7%1 yearTotal return+4.4%

+21.7%3 years · per year$10,000 became $18,039 · $12,818+8.6%

+11.3%5 years · per year$10,000 became $17,118 · $11,756+3.3%

0.09%Expense ratio$9 · $42 a year on $10k · lower is better0.42%

1.03%Trailing 12-mo yield$103 · $607 a year on $10k6.07%

−8.9%Worst dropSmaller is better−1.6%

13.6%VolatilityLower is calmer2.6%

SPYBSJS Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs BSJS: Top 5 Holdings

Today

SPY

27.8%in top 5

BSJS

in top 50.3%

SPYStockBSJS

7.9%AAPLnot top 5

6.9%NVDAnot top 5

6.3%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

not top 5AGPXX0.3%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

SPY vs BSJS Returns, Every Period

SPDRSPY

+11.3%

5 years, per year

BSJSInvesco

+3.3%

5 years, per year

SPYBSJSFaded: behind in that period

4–0SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs BSJS

YTD

SPDRSPY

+8.7%

BSJSInvesco

+3.0%

+8.7%Year to date+3.0%

−8.9%Worst drop · 1Y−1.6%

13.6%Volatility · 1Y2.6%

1.0%Yield6.1%

$819BAssets$784M

3–1BSJS wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BSJS, VCIT, SPY

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SPY0.09%$9

BSJS0.42%$42

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: BSJS, VCIT, SPY

6.07%highest, BSJS

FundTrailing yieldYield$10k

BSJS6.07%$607

VCIT5.02%$502

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$565most kept, BSJS

BSJS$607 − $42 = $565

VCIT$502 − $3 = $499

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: BSJS, VCIT, SPY

Today

0.0%most shared, BSJS and SPY

BSJSVCITSPY

BSJS—[…]0.0%

VCIT[…]—[…]

SPY0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

BSJSWorst drop−1.6%2.6% vol

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

BSJSSPY

+3.0%Year to date+8.7%

6.1%Yield1.0%

+4.4%Past year+9.7%

0.42%Fee0.09%

3–1SPY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026