Compare · 3 funds side by side · dividends reinvested

BSMS, SUB and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,853SUB · best of the three

02 / 04

BSMS, SUB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.4%+3.4%+1.7%−1.9%1.4%$13.4B1.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.1

Invesco BulletShares 2028 Municipal Bond ETFBonds & Cash · Municipal0.18%2.82%+1.3%+2.2%+4.3%+0.3%−3.0%2.0%$362M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: BSMS 2019 · SUB 2008 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

VCIT

BSMS

Invesco BulletShares 2028 Municipal Bond ETF · $362M$10,140

$10,000 five years ago, dividends reinvested

VCITMeasureBSMS

−0.6%Year to dateJan 1 → Nov 5+1.3%

+0.3%1 yearTotal return+2.2%

+7.3%3 years · per year$10,000 became $12,368 · $11,330+4.3%

+1.0%5 years · per year$10,000 became $10,508 · $10,140+0.3%

0.03%Expense ratio$3 · $18 a year on $10k · lower is better0.18%

5.02%Trailing 12-mo yield$502 · $282 a year on $10k2.82%

−4.9%Worst dropSmaller is better−3.0%

4.5%VolatilityLower is calmer2.0%

VCITBSMS Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs BSMS: Top 5 Holdings

Today

VCIT

[…]in top 5

BSMS

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCIT vs BSMS Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

BSMSInvesco

+0.3%

5 years, per year

VCITBSMSFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VCIT vs BSMS

YTD

VanguardVCIT

−0.6%

BSMSInvesco

+1.3%

−0.6%Year to date+1.3%

−4.9%Worst drop · 1Y−3.0%

4.5%Volatility · 1Y2.0%

5.0%Yield2.8%

$66.6BAssets$362M

3–1BSMS wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BSMS, SUB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SUB0.07%$7

BSMS0.18%$18

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: BSMS, SUB, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BSMS2.82%$282

SUB2.57%$257

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BSMS$282 − $18 = $264

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: BSMS, SUB, VCIT

Today

[…]holdings […]

BSMSSUBVCIT

BSMS—[…][…]

SUB[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.4%SUB, at 1.4% volatility

SUBWorst drop−1.9%1.4% vol

BSMSWorst drop−3.0%2.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSUB

−0.6%Year to date+1.6%

5.0%Yield2.6%

+0.3%Past year+2.4%

0.03%Fee0.07%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026