Compare · 3 funds side by side · dividends reinvested

BSMY, IUSB and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,510VCIT · best of the three

02 / 04

BSMY, IUSB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B1.8

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.9

Invesco BulletShares 2034 Municipal Bond ETFBonds & Cash · Municipal0.18%3.71%+0.3%+0.5%[…][…]−7.9%4.4%$167M2.2

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: BSMY 2024 · IUSB 2014 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core Universal USD Bond ETF · $50.5B$10,151

IUSB

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

$10,000 five years ago, dividends reinvested

IUSBMeasureVCIT

+0.1%Year to dateJan 1 → Nov 9−0.7%

+0.5%1 yearTotal return+0.0%

+5.4%3 years · per year$10,000 became $11,705 · $12,129+6.6%

+0.3%5 years · per year$10,000 became $10,151 · $10,510+1.0%

0.06%Expense ratio$6 · $3 a year on $10k · lower is better0.03%

4.33%Trailing 12-mo yield$433 · $502 a year on $10k5.02%

−4.3%Worst dropSmaller is better−4.9%

3.9%VolatilityLower is calmer4.5%

IUSBVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IUSB vs VCIT: Top 5 Holdings

Today

IUSB

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

IUSB vs VCIT Returns, Every Period

iSharesIUSB

+0.3%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

IUSBVCITFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IUSB vs VCIT

YTD

iSharesIUSB

+0.1%

VCITVanguard

−0.7%

+0.1%Year to date−0.7%

−4.3%Worst drop · 1Y−4.9%

3.9%Volatility · 1Y4.5%

4.3%Yield5.0%

$50.5BAssets$66.6B

3–1IUSB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: BSMY, IUSB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

IUSB0.06%$6

BSMY0.18%$18

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: BSMY, IUSB, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

BSMY3.71%$371

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BSMY$371 − $18 = $353

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: BSMY, IUSB, VCIT

Today

[…]holdings […]

BSMYIUSBVCIT

BSMY—[…][…]

IUSB[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+0.5%BSMY, at 4.4% volatility

IUSBWorst drop−4.3%3.9% vol

BSMYWorst drop−7.9%4.4% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITBSMY

−0.7%Year to date+0.3%

5.0%Yield3.7%

+0.0%Past year+0.5%

0.03%Fee0.18%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026